1530 Day Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1530 Day Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2 ba · 2,540 sqft · built 1978
Lot Size	1.63 acres (71,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Sep 2006)
Tax Bill	$12,889 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-202-24`

Property Details

APN / Parcel Number

Primary APN	`105-202-24`
Alternative APN	`105-202-24-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,540 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	71,221 sqft
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Deck Area	85 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1530 DAY VALLEY RD
City	APTOS
State	CA
Zip	95003-9721
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	LANDS/MALCOLM D MOORE
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1530 DAY VALLEY RD, APTOS, CA 95003-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage COMMERICA BANK
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2006 · Amount on Record
Deed Sale	Sep 14, 2006 · Amount on Record
Deed Document Number	200653820
Prior Transfer Date	Apr 21, 1994
Prior Transfer Doc	0000033661
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1530 DAY VALLEY RD, APTOS, CA 95003-9721
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 DAY VALLEY RD, APTOS, CA 95003-9721

Mortgage

Document Number	0000007465
Date	Apr 23, 2024
Instrument	2024-0007465

Lender

Name	COMMERICA BANK
Type	Government Agency
Address	SAN JOSE, CA 95113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1530 DAY VALLEY RD, APTOS, CA 95003-9721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030545
Date	Oct 4, 2019
Instrument	2019-0030545

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1530 DAY VALLEY RD, APTOS, CA 95003-9721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 DAY VALLEY RD, APTOS, CA 95003-9721

Mortgage

Document Number	0000038443
Date	Sep 25, 2020
Instrument	2020-0038443

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,113,770 (+2%) Land $683,295 Building $430,475
2025	$12,889.00 (+9.39%)	$1,091,931 (+4.04%) Land $669,897 Building $422,034
2023	$11,783.00 (+1.81%)	$1,049,530 Land $643,884 Building $405,646	$1,099,440
2022	$11,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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