1530 25th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1530 25th St, Oceano, CA 93445

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,415 sqft · built 2011
Lot Size	0.083 acres (3,607 sqft)
Owner	2 Company Names on Record
Last Sale	$510,000 (Apr 2018)
Tax Bill	$6,454 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-075-019`

Property Details

APN / Parcel Number

Primary APN	`062-075-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
1st Floor Area	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood
Lot Area	3,607 sqft (0.083 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1530 25TH ST
City	OCEANO
State	CA
Zip	93445-9152
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RSF
Legal Description	TR 2758 LT 19
Legal Subdivision	TRACT 2758
Legal Tract	2758
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1002
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1530 25TH ST, OCEANO, CA 93445-9152
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Intrafamily Transfer, Transfer
May 4, 2022	Intrafamily Transfer, Transfer
Jun 13, 2020	Deed of Trust, Mortgage · Conventional with PMI KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
Apr 10, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Jul 26, 2011 · Amount on Record
Deed Document Number	201814142
Last Transfer Date	Apr 28, 2022
Transfer Doc	0000019702
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 4, 2022
Property Address	1530 25TH ST, OCEANO, CA 93445-9152
Document Number	0000019702
Map Reference	MB 29 PG 54-58
Instrument Date	Apr 28, 2022
Instrument	2022019702
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1530 25TH ST, OCEANO, CA 93445-9152

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 4, 2022
Property Address	1530 25TH ST, OCEANO, CA 93445-9152
Document Number	0000019703
Map Reference	MB 29 PG 54-58
Instrument Date	Apr 28, 2022
Instrument	2022019703
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1530 25TH ST, OCEANO, CA 93445-9152

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1530 25TH ST, OCEANO, CA 93445-9152
Document Number	0000030767
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1530 25TH ST OCEANO CA 934459152, OCEANO, CA 93445-9152

Mortgage

Document Number	0000030767
Date	Jun 22, 2020
Instrument	30767

Lender

Name	KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 10, 2018
Property Address	1530 25TH ST, OCEANO, CA 93445-9152
Document Number	0000014142
Map Reference	MB29 PG54-58
Instrument Date	Mar 12, 2018
Instrument	2018014142
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1530 25TH ST, OCEANO, CA 93445-9152

Mortgage

Document Number	0000014143
Date	Apr 10, 2018
Instrument	2018014143

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,892 (+2%) Land $290,143 Building $301,749
2025	$6,454.00 (+4.65%) Homeowner's exemption	$580,287 (+4.04%) Land $284,454 Building $295,833
2023	$6,167.00 (+1.48%) Homeowner's exemption	$557,756 Land $273,409 Building $284,347
2022	$6,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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