153 Wagon Way, Galt, CA 95632 Property Records

Sacramento County property record for 153 Wagon Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,381 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2025)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0540-051-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0540-051-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	153 WAGON WAY
City	GALT
State	CA
Zip	95632-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 03, LOT 262
Legal Subdivision	FUMASI RANCH 03
Legal Lot Number	262
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4003
Census Tract	9502

Owner

153 Wagon Way is owned and occupied by an individual who bought it in September 2025.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	153 WAGON WAY, GALT, CA 95632-2652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage THE LOAN STORE INC
Sep 18, 2025	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Sep 18, 2025	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Oct 3, 2014 · Amount on File
Deed Book / Page	20250918 / 271
Prior Transfer Date	May 1, 1995
Prior Transfer Doc	2000001085
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	153 WAGON WAY, GALT, CA 95632-2652
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WAGON WAY, GALT, CA 95632-2652

Mortgage

Document Number	0000000739
Date	Nov 7, 2023
Instrument	202311070739

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	GALT, CA 95632

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 18, 2025
Property Address	153 WAGON WAY, GALT, CA 95632-2652
Document Number	0000000270
Map Reference	MB 210 MAP 3
Instrument Date	Sep 15, 2025
Instrument	202509180270
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12445 ALTA MESA RD, HERALD, CA 95638-8409

Mortgage

Document Number	0000000272
Date	Sep 18, 2025
Instrument	202509180272

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 18, 2025
Property Address	153 WAGON WAY, GALT, CA 95632-2652
Document Number	0000000271
Map Reference	MB 210 MAP 3
Instrument Date	Sep 15, 2025
Instrument	202509180271
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2153 WAGON WAY, GALT, CA 95632

Mortgage

Document Number	0000000272
Date	Sep 18, 2025
Instrument	202509180272

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 18, 2025
Property Address	153 WAGON WAY, GALT, CA 95632-2652
Document Number	0000000271
Map Reference	MB 210 MAP 3
Instrument Date	Sep 15, 2025
Instrument	202509180271
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2153 WAGON WAY, GALT, CA 95632

Mortgage

Document Number	0000000272
Date	Sep 18, 2025
Instrument	202509180272

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	153 WAGON WAY, GALT, CA 95632-2652
Document Number	2008270585
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WAGON WAY GALT CA 956322652, GALT, CA 95632-2652

Mortgage

Document Number	2008270585
Date	Aug 27, 2020
Instrument	2008270585

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	153 WAGON WAY, GALT, CA 95632-2652
Document Number	1710311501
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 WAGON WAY GALT CA 956322652, GALT, CA 95632-2652

Mortgage

Document Number	1710311501
Date	Oct 31, 2017
Instrument	1710311501

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 153 Wagon Way was $3,448, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,000 (+56.01%) Land $115,000 Building $335,000
2025	$3,448.00 (+4.23%) Homeowner's exemption	$288,434 Land $96,143 Building $192,291
2024	$3,308.00 (-7.21%)
2023	$3,565.00 (+3.6%) Homeowner's exemption	$277,235 Land $92,410 Building $184,825
2022	$3,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 153 Wagon Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 Wagon Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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