Currituck County property record for 153 W Mobile Rd, Harbinger, NC 27941
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,014 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $479,000 (Aug 2024) |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9837-90-5862 |
| Primary APN | 9837-90-5862 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,014 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000171322 |
|---|---|
| Street Address | 153 W MOBILE RD |
| City | HARBINGER |
| State | NC |
| Zip | 27941-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUMRELL LOT 3 |
| Legal Subdivision | SUMRELL SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 110404 |
Source: Currituck County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 153 W MOBILE RD, HARBINGER, NC 27941-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on Record |
| Deed Sale | Aug 26, 2024 · Amount on Record |
| Deed Document Number | 2024390818 |
| Deed Book / Page | 1781 / 348 |
| Prior Transfer Date | Jan 8, 2009 |
| Prior Transfer Doc | 0010760005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 153 W MOBILE RD, HARBINGER, NC 27941-9748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 153 W MOBILE RD, HARBINGER, NC 27941-9748 |
| Document Number | 0018490648 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 1849/648 |
| Instrument | 401861 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Aug 26, 2024 |
| Property Address | 153 W MOBILE RD, HARBINGER, NC 27941-9748 |
| Document Number | 0017810348 |
| Book / Page | 1781 / 348 |
| Instrument Date | Aug 26, 2024 |
| Instrument | 390818 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $958.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9307 GUYER DR, NOKESVILLE, VA 20181-3107 |
| Name | Verified Name |
|---|---|
| Address | 153 W MOBILE RD, HARBINGER, NC 27941-9748 |
| Document Number | 0000390819 |
|---|---|
| Date | Aug 26, 2024 |
| Instrument | 390819 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.52% |
| Max Rate At Change | 8.52% |
| Index | 5-Year CMT |
| Max Rate | 12.5% |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,289.00 (+0.39%) | $326,500 (-) Land $65,000 Building $261,500 | |
| 2024 | $2,280.00 (+9.88%) | $326,500 (-) Land $65,000 Building $261,500 | |
| 2023 | $2,075.00 (+19.25%) | $326,500 (-) Land $65,000 Building $261,500 | $326,500 (-) Land $65,000 Building $261,500 |
| 2022 | $1,740.00 | $326,500 Land $65,000 Building $261,500 | $326,500 (-) Land $65,000 Building $261,500 |
| 2021 | $326,500 Land $65,000 Building $261,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 11 (2011–2019) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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