153 Utsesti Way, Loudon, TN 37774 Property Records

Loudon County property record for 153 Utsesti Way, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,333 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2019)
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`068F-G-045.00`

Property Details

APN / Parcel Number

Primary APN	`068F-G-045.00`
Alternative APNs	`068F G 04500 000068F` `01068FG068F04500` `053068F G 04500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,333 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	1,873 sqft
Upper Floors Area	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	237 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	153 UTSESTI WAY
City	LOUDON
State	TN
Zip	37774-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATUGA POINT BLK: 10 LOT: 45 01 074H J 074H 04500 000
Legal Subdivision	CHATUGA POINT
Legal Block	10
Legal Lot Number	45
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2074
Census Tract	60504

Owner

153 Utsesti Way is owned and occupied by two individuals who acquired it in February 2022.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	153 UTSESTI WAY, LOUDON, TN 37774-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Intrafamily Transfer, Transfer
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2018	Trustee's Deed, Construction Loan · Line of Credit FOOTHILLS BK&TR
Nov 7, 2017	Warranty Deed, Transfer CONCORD TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2019 · Amount on File
Deed Sale	Jan 17, 2019 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	2019419
Deed Book / Page	410 / 1
Last Transfer Date	Feb 20, 2022
Transfer Doc	0D0446/689
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Mar 18, 2022
Property Address	153 UTSESTI WAY, LOUDON, TN 37774-2722
Document Number	0D0446/689
Book / Page	D0446 / 689
Map Reference	CAB C SL 12
Instrument Date	Feb 20, 2022
Instrument	22003251
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	153 UTSESTI WAY, LOUDON, TN 37774-2722

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	153 UTSESTI WAY, LOUDON, TN 37774-2722
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T1542/45
Date	Jul 19, 2021
Book Page	T1542/45
Instrument	21009244

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jan 17, 2019
Property Address	153 UTSESTI WAY, LOUDON, TN 37774-2722
Document Number	D0410/0001
Book / Page	D0410 / 0001
Map Reference	CAB C SL 12
Instrument Date	Jan 15, 2019
Instrument	19000419
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 UTSESTI WAY, LOUDON, TN 37774-2722

Mortgage

Document Number	19000420
Date	Jan 17, 2019
Instrument	19000420

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOUDON TN
Recording Date	Feb 26, 2018
Property Address	153 UTSESTI WAY, LOUDON, TN 37774-2722
Book / Page	001359 / 000762
Instrument Date	Feb 23, 2018
Instrument	1550
Transaction Type	Construction Loan
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11124 KINGSTON PIKE #119-171 KNOXVILLE TN 379342863, 119-17, KNOXVILLE, TN 37934-2863

Mortgage

Document Number	0000001550
Date	Feb 26, 2018
Book Page	001359/000762
Instrument	1550

Lender

Name	FOOTHILLS BK&TR
Type	Funding / Finance Company
Address	MARYVILLE, TN 37802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Nov 7, 2017
Property Address	153 UTSESTI WAY, LOUDON, TN 37774-2722
Document Number	0000009695
Book / Page	000398 / 000713
Instrument Date	Nov 3, 2017
Instrument	9695
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	CONCORD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$24.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11124 KINGSTON PIKE #119-171 KNOXVILLE TN 379342863, 119-17, KNOXVILLE, TN 37934-2863

Tax Assessment & Valuation

The 2025 property tax bill for 153 Utsesti Way was $1,675.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00	$94,750 (-) Land $1,875 Building $92,875	$379,000 Land $7,500 Building $371,500
2024	$1,675.00	$94,750 (-) Land $1,875 Building $92,875
2023		$94,750 Land $1,875 Building $92,875
2021			$379,000 Land $7,500 Building $371,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 153 Utsesti Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 Utsesti Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Utsesti Way

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