153 Treeloft Ln, Monroe, VA 24574 Property Records

Amherst County property record for 153 Treeloft Ln, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,122 sqft · built 1995
Lot Size	20.4 acres (890,802 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Feb 2018)
Tax Bill	$2,443 (2026)
Deeds & Mortgages	Jul 2022 Refinance Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106 1 16`

Property Details

APN / Parcel Number

Primary APN	`106 1 16`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,122 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	890,802 sqft (20.4 acres)
Terrain	Mountain
Porch	Slab
Deck Area	704 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	153 TREELOFT LN
City	MONROE
State	VA
Zip	24574-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 16 TOBACCO ROW ESTATES SE C 1 106 1 16
Legal Subdivision	TOBACCO ROW ESTATES
Legal Tract	16
Legal Lot Number	16
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3002
Census Tract	10300

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	153 TREELOFT LN, MONROE, VA 24574-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA
Aug 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK
Feb 20, 2018	Warranty Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Prior Sale	Jun 10, 2014 · Amount on Record
Deed Document Number	2018445
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	153 TREELOFT LN, MONROE, VA 24574-2630
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002505
Date	Jul 6, 2022
Instrument	220002505

Lender

Name	CITIZENS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	153 TREELOFT LN, MONROE, VA 24574-2630
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002253
Date	Aug 12, 2019
Instrument	190002253

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Feb 20, 2018
Property Address	153 TREELOFT LN, MONROE, VA 24574-2630
Document Number	0180000445
Instrument Date	Feb 15, 2018
Instrument	180000445
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000446
Date	Feb 20, 2018
Instrument	180000446

Lender

Name	C & F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,443.00 (+49.33%)	$268,200 (-) Land $70,200 Building $198,000	$436,300 (+62.68%) Land $84,200 Building $352,100
2025	$1,636.00
2024		$268,200 (-) Land $70,200 Building $198,000	$268,200 (-) Land $70,200 Building $198,000
2023	$1,636.00	$268,200 Land $70,200 Building $198,000	$268,200 Land $70,200 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 93% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Treeloft Ln

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