153 Spence Rd, Union Hall, VA 24176 Property Records

Franklin County property record for 153 Spence Rd, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,128 sqft · built 1965
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Jun 2024)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Oct 2022 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052 00-030 00`

Property Details

APN / Parcel Number

Primary APN	`052 00-030 00`
Alternative APN	`16508`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,448 sqft
1st Floor Area	768 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	100 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16508
Street Address	153 SPENCE RD
City	UNION HALL
State	VA
Zip	24176-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	RT 674 LOT 1
Legal Lot Number	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3004
Census Tract	20102

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	153 SPENCE RD, UNION HALL, VA 24176-4201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed, Transfer ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Oct 13, 2022 · Amount on Record
Deed Document Number	20243308
Deed Book / Page	1214 / 803
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 13, 2022
Property Address	153 SPENCE RD, UNION HALL, VA 24176-4201
Document Number	0011910164
Book / Page	1191 / 164
Instrument Date	Oct 10, 2022
Instrument	220007606
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	66 WIND VIEW LN, FAIRFIELD, VA 24435-2016

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	153 SPENCE RD, UNION HALL, VA 24176-4201
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011630350
Date	May 20, 2021
Book Page	1163/350
Instrument	210004772

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 28, 2019
Property Address	153 SPENCE RD, UNION HALL, VA 24176-4201
Document Number	0011192782
Book / Page	001119 / 002782
Instrument Date	Mar 25, 2019
Instrument	1734
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14849 ELLIOT RIDGE WAY GLEN ALLEN VA 230591571, GLEN ALLEN, VA 23059-1571

Mortgage

Document Number	11192785
Date	Mar 28, 2019
Book Page	001119/002785
Instrument	1735

Lender

Name	ALCOVA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (+8.5%)	$492,800 (+53.86%) Land $161,500 Building $331,300	$492,800 (+53.86%) Land $161,500 Building $331,300
2023	$1,953.00	$320,300 (-) Land $154,500 Building $165,800	$320,300 (-) Land $154,500 Building $165,800
2022		$320,300 Land $154,500 Building $165,800	$320,300 Land $154,500 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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