Lorain County property record for 153 Smith St, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,757 sqft · built 1966 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Aug 2021) |
| Tax Bill | $2,772 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2021 Re-recorded Document + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-096-113-015 |
| Primary APN | 09-00-096-113-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,757 sqft Living Area |
| Gross Area | 1,823 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 309 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 352 sqft |
| Patio Area | 66 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 153 SMITH ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60 X 309 |
| Legal Subdivision | OBERLIN |
| Legal Block | 113 |
| Legal Lot Number | 96 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | OBERLIN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60100 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 153 SMITH ST, OBERLIN, OH 44074-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2021 | Re-recorded Document |
| Jun 30, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 2021835687 |
| Prior Transfer Date | Jun 30, 2021 |
| Prior Transfer Doc | 20210826180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 24, 2021 |
| Property Address | 153 SMITH ST, OBERLIN, OH 44074-1722 |
| Document Number | 20210835687 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021-0835687 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 SMITH ST, OBERLIN, OH 44074-1722 |
| Document Number | 20210835688 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0835688 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 30, 2021 |
| Property Address | 153 SMITH ST, OBERLIN, OH 44074-1722 |
| Document Number | 20210826180 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021-0826180 |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 SMITH ST, OBERLIN, OH 44074-1722 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 30, 2021 |
| Property Address | 153 SMITH ST, OBERLIN, OH 44074-1722 |
| Document Number | 20210826028 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021-0826028 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 SMITH ST, OBERLIN, OH 44074-1722 |
| Document Number | 20210826270 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-0826270 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,772.00 (-4.08%) Homeowner's exemption | $58,200 (+0.01%) Land $8,160 Building $50,040 | $166,270 (-) Land $23,310 Building $142,960 |
| 2024 | $2,890.00 (+14.96%) | $58,195 (+28.22%) Land $8,159 Building $50,036 | $166,270 (+28.22%) Land $23,310 Building $142,960 |
| 2023 | $2,514.00 (+2.7%) | $45,388 (%) Land $7,980 Building $37,408 | $129,680 (-) Land $22,800 Building $106,880 |
| 2022 | $2,448.00 | $45,390 Land $7,980 Building $37,410 | |
| 2021 | $129,680 Land $22,800 Building $106,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | RURAL LORAIN CO. WATER A |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cable Co-op Cable · Fiber in parts of the area | 1,000 / 50 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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