153 Sandy Ln, Gaffney, SC 29340 Property Records

Cherokee County property record for 153 Sandy Ln, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,290 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Feb 1990)
Tax Bill	$717 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030536-23-3`

Property Details

APN / Parcel Number

Primary APN	`030536-23-3`
Alternative APNs	`0860000028007 00002289` `086-00-00-028.007` `030319223`

Interior

Stories	1 Story
Building Area	1,290 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Siding
Lot Area	87,120 sqft (2 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Old Parcel Number	0860000028007 00002289
Street Address	153 SANDY LN
City	GAFFNEY
State	SC
Zip	29340-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	153 SANDY LN LT#8,9
Legal Subdivision	PINEBROOK SUB
Legal Tract	RD
Legal Lot Number	8,9
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	5
Census Block	5013
Census Tract	970601

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	153 SANDY LN, GAFFNEY, SC 29340-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST PIEDMONT FED'L S&L ASSN
Apr 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST PIEDMONT FED'L S&L
Sep 29, 2017	Deed of Trust, Mortgage FIRST PIEDMONT FED'L S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 1990 · Amount on Record
Deed Sale	Feb 9, 1990 · Amount on Record
Deed Document Number	000013F633
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	153 SANDY LN # 8, 8, GAFFNEY, SC 29340-5522
Document Number	0001210679
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 SANDY LN GAFFNEY SC 293405522, GAFFNEY, SC 29340-5522

Mortgage

Document Number	0001210679
Date	Mar 24, 2020
Book Page	000121/000679
Instrument	1597

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29340

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 23, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	153 SANDY LN # 8, 8, GAFFNEY, SC 29340-5522
Document Number	0001021890
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 SANDY LN GAFFNEY SC 293405522, GAFFNEY, SC 29340-5522

Mortgage

Document Number	0001021890
Date	Apr 10, 2018
Book Page	000102/001890
Instrument	1755

Lender

Name	FIRST PIEDMONT FED'L S&L
Type	Federal Savings Bank
Address	GAFFNEY, SC 29340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	153 SANDY LN # 8, 8, GAFFNEY, SC 29340-5522
Document Number	0000972821
Book / Page	000097 / 002821
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	153 SANDY LN GAFFNEY SC 293405522, GAFFNEY, SC 29340-5522

Mortgage

Document Number	0000972821
Date	Oct 4, 2017
Book Page	000097/002821
Instrument	4840

Lender

Name	FIRST PIEDMONT FED'L S&L
Type	Federal Savings Bank
Address	GAFFNEY, SC 29341

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2032

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+18.12%) Homeowner's exemption	$5,460 (-) Land $600 Building $4,860	$136,400 (-) Land $15,000 Building $121,400
2023	$607.00	$5,460 Land $600 Building $4,860	$136,400 Land $15,000 Building $121,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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