153 S Porter St, Elgin, IL 60120 Property Records

Kane County property record for 153 S Porter St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 1884
Lot Size	0.1 acres (57 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2022)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-405-016`

Property Details

APN / Parcel Number

Primary APN	`06-13-405-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	3,244 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Construction Type	Frame
Lot Area	57 sqft (0.1 acres)

Location & Zoning

Street Address	153 S PORTER ST
City	ELGIN
State	IL
Zip	60120-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLES CARTES SUB OF LOT 5 J H GIFFORD ADDN WEST 129.36 FT NORTH 3.5 RODS LOT 6 & MILTON S TOWNSENDS SUB OF LOT 4 JAMES DAVIDSONS ADDN SOUTH 7 FT 1/2 OF LOT 5
Legal Subdivision	J H GIFFORD ADDN
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2020
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	153 S PORTER ST, ELGIN, IL 60120-5897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Jul 23, 2004 · Amount on Record
Deed Document Number	202227870
Prior Transfer Date	Oct 15, 2003
Prior Transfer Doc	0000099354
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2022
Property Address	153 S PORTER ST, ELGIN, IL 60120-5897
Document Number	0000027870
Instrument Date	May 19, 2022
Instrument	2022K027870
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 WHITE BRIDGE LN, 920, HANOVER PARK, IL 60133-2670

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	153 S PORTER ST, ELGIN, IL 60120-5897

Mortgage

Document Number	0000027871
Date	May 26, 2022
Instrument	2022K027871

Lender

Name	SELF HELP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,299.00 (+25.99%) Homeowner's exemption	$77,460 (+8.57%) Land $15,706 Building $61,754	$232,473 (+8.57%) Land $47,137 Building $185,336
2024		$71,345 (+30.88%) Land $14,466 Building $56,879	$214,121 (+30.93%) Land $43,415 Building $170,705
2022	$4,206.00 (+4.86%) Homeowner's exemption	$54,512 (+6.96%) Land $11,917 Building $42,595	$163,536 (+6.96%) Land $35,751 Building $127,785
2021	$4,011.00 Homeowner's exemption	$50,965 Land $11,142 Building $39,823	$152,895 Land $33,426 Building $119,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20