153 S Mill St, Dowelltown, TN 37059 Property Records

DeKalb County property record for 153 S Mill St, Dowelltown, TN 37059

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1974
Lot Size	0.245 acres (10,676 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Mar 2025)
Tax Bill	$405 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021044A C 02100`

Property Details

APN / Parcel Number

Primary APN	`021044A C 02100`
Alternative APN	`044A C 02100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,676 sqft (0.245 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	153 S MILL ST
City	DOWELLTOWN
State	TN
Zip	37059-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20
Legal Subdivision	PLA
Jurisdiction	DE KALB TN
Township / Civil Division	2
Census Block Group	1
Census Block	1057
Census Tract	920300

Owner

153 S Mill St is owned and occupied by two individuals who bought it in March 2025.

Source: DeKalb County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	153 S MILL ST, DOWELLTOWN, TN 37059-4038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEGACY HOME LOANS
May 2, 2018	Warranty Deed, Transfer · FHA Mortgage WILSON & TR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Document Number	2025218477
Deed Book / Page	591 / 607
Transfer Doc	0075000414
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Recording Date	Jul 2, 2026
Property Address	153 S MILL ST, DOWELLTOWN, TN 37059-4038
Document Number	0000225259
Book / Page	625 / 5
Instrument Date	Jun 26, 2026
Instrument	2026225259
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 S MILL ST, DOWELLTOWN, TN 37059-4038

Mortgage

Document Number	0000225259,
Date	Jul 2, 2026
Book Page	625/5
Instrument	2026225259

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Apr 1, 2055

Interest

Rate	6.53%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	153 S MILL ST, DOWELLTOWN, TN 37059-4038
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 S MILL ST, DOWELLTOWN, TN 37059-4038

Mortgage

Document Number	0005120000000155
Date	Dec 6, 2021
Book Page	0000000512/0000000155
Instrument	200944

Lender

Name	LEGACY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	May 2, 2018
Property Address	153 S MILL ST, DOWELLTOWN, TN 37059-4038
Document Number	0000182816
Book / Page	000426 / 000801
Instrument Date	Apr 30, 2018
Instrument	182816
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 S MILL ST DOWELLTOWN TN 370594038, DOWELLTOWN, TN 37059-4038

Mortgage

Document Number	182817
Date	May 2, 2018
Book Page	000426/000804
Instrument	182817

Lender

Name	WILSON & TR BK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Municipality	Dowelltown Town
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,400 Land $1,750 Building $21,650
2023		$23,400 (-) Land $1,750 Building $21,650
2022	$405.00	$23,400 Land $1,750 Building $21,650	$93,600 (-) Land $7,000 Building $86,600
2021			$93,600 Land $7,000 Building $86,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 153 S Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	12 (2010–2021)
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 S Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWELLTOWN-LIBERTY W.S. serves 1,049 people · EPA ID TN0000403
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Also Mapped Here	DEKALB UTILITY DISTRICT #1
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	38 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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