153 Ruhle Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 153 Ruhle Rd, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,012 sqft · built 1999
Lot Size	5.61 acres (244,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$523,500 (Jul 2005)
Tax Bill	$10,059 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
APN	`414089 240.-1-59`

Property Details

APN / Parcel Number

Primary APN	`414089 240.-1-59`
Alternative APN	`408924000000010590000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,012 sqft Living Area
1st Floor Area	1,432 sqft
2nd Floor Area	1,118 sqft
Upper Floors Area	462 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	244,372 sqft (5.61 acres)
Lot Width	375 ft Width
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	153 RUHLE RD
City	MALTA
State	NY
Zip	12020-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	LOT #3 SIDE: E
Legal Block	1
Legal Lot Number	59.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	3
Census Block	3001
Census Tract	61904

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	153 RUHLE RD, BALLSTON SPA, NY 12020-3740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2005 · Amount on Record
Deed Sale	Jul 20, 2005 · Amount on Record
Prior Sale	Jun 15, 1999 · Amount on Record
Deed Book / Page	1725 / 669
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	153 RUHLE RD, MALTA, NY 12020-3740
Document Number	0000001189
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	153 RUHLE RD MALTA NY 120203740, MALTA, NY 12020-3740

Mortgage

Document Number	0000001189
Date	Jan 11, 2018
Instrument	1189

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,059.00	$735,000 (+13.25%) Land $117,400 Building $617,600	$735,000 (+13.25%) Land $117,400 Building $617,600
2023		$649,000 Land $117,400 Building $531,600	$649,000 Land $117,400 Building $531,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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