153 Rocky River Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 153 Rocky River Rd, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 2007
Lot Size	16.2 acres (710,028 sqft)
Owner	Individual Name on Record
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-5-21.1-0-007-013.000`

Property Details

APN / Parcel Number

Primary APN	`29-5-21.1-0-007-013.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Lot Area	710,028 sqft (16.2 acres)
Porch	Porch
Porch Area	112 sqft
Shed	1 Shed

Location & Zoning

Street Address	153 ROCKY RIVER RD
City	SAINT CLAIR
State	MO
Zip	63077-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	TRACT 1 MERAMEC RIVER TRAILS PLAT 3PT W 1/2 SE & PT E 1/2 SW 1/4
Legal Range	01W
Legal Township	41
Legal Section	21
Legal Subdivision	MERAMEC RIVER TRAILS
Legal Tract	1
Legal Block	2
Legal Lot Number	11
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1006
Census Tract	801000

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1311 WELLS AVE, SAINT LOUIS, MO 63119-4727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 9, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022
Deed Sale	Nov 9, 2022
Deed Document Number	2217086
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	153 ROCKY RIVER RD, SAINT CLAIR, MO 63077-4476
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217088
Date	Nov 9, 2022
Instrument	2217088

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 9, 2022
Property Address	153 ROCKY RIVER RD, SAINT CLAIR, MO 63077-4476
Document Number	0002217086
Map Reference	DOC 2116707
Instrument Date	Nov 4, 2022
Instrument	2217086
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	TRUE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2779 RIVER BEND RD, SAINT CLAIR, MO 63077-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 ROCKY RIVER RD, SAINT CLAIR, MO 63077-4476

Mortgage

Document Number	0002217087
Date	Nov 9, 2022
Instrument	2217087

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (+24.3%)	$37,444 (+13.88%)	$212,670 (+14.63%) Land $68,090 Building $144,580
2023	$1,823.00	$32,879	$185,530 Land $55,870 Building $129,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (2008–2017)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms And Flooding, Mar 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: BlueBit Networks, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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