153 River St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 153 River St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,917 sqft · built 1950
Lot Size	9.91 acres (431,680 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2026)
Tax Bill	$5,906 (2025)
Deeds & Mortgages	May 2026 Second Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:83 B:26`

Property Details

APN / Parcel Number

Primary APN	`PALM M:83 B:26`
Alternative APN	`M:0083 L:000026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	5,130 sqft
1st Floor Area	1,420 sqft
Attic	Attic
Attic Area	1,420 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,420 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	431,680 sqft (9.91 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	153 RIVER ST
City	PALMER
State	MA
Zip	01069-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	26
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2005
Census Tract	810200

Owner

153 River St is owned and occupied by an individual who bought it in May 2026.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	153 RIVER ST, PALMER, MA 01069-9508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY MORTGAGE INC
May 28, 2026	Fiduciary Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Apr 27, 2012 · Amount on File
Deed Document Number	202623846
Deed Book / Page	26349 / 364
Prior Transfer Date	May 13, 2026
Prior Transfer Doc	0000023846
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Recording Date	May 28, 2026
Property Address	153 RIVER ST, PALMER, MA 01069-9508
Document Number	026349-387
Book / Page	26349 / 387
Instrument Date	May 27, 2026
Instrument	202623848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 RIVER ST, PALMER, MA 01069-9508

Mortgage

Document Number	0000023848,
Date	May 28, 2026
Book Page	26349/387
Instrument	202623848

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PALMER MA
Recording Date	May 28, 2026
Property Address	153 RIVER ST, PALMER, MA 01069-9508
Document Number	0000023846
Book / Page	26349 / 364
Instrument Date	May 13, 2026
Instrument	202623846
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 RIVER ST, PALMER, MA 01069-9508

Mortgage

Date	May 28, 2026

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 153 River St was $5,906, up 5.1% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,906.00 (+5.07%)	$323,100 (+9.04%) Land $100,800 Building $222,300	$347,415 (-)
2024	$5,621.00 (+0.72%)	$296,300 (+6.51%) Land $94,700 Building $201,600	$347,415
2023	$5,581.00	$278,200 Land $94,700 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 153 River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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