Hampden County and Ludlow Town property record for 153 Ray St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 546 sqft · built 1939 |
| Lot Size | 0.958 acres (41,730 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,000 (Jun 2025) |
| Tax Bill | $2,760 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:15C-12300 B:35 L:0 |
| Primary APN | M:15C-12300 B:35 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 546 sqft Living Area |
| Gross Area | 1,766 sqft |
| Basement Area | 546 sqft |
| Unfinished Basement | 546 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,730 sqft (0.958 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 6981 |
|---|---|
| Street Address | 153 RAY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 12300 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 153 RAY ST, LUDLOW, MA 01056-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Deed Book / Page | 25900 / 247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jun 13, 2025 |
| Property Address | 153 RAY ST, LUDLOW, MA 01056-2923 |
| Document Number | 025900-247 |
| Book / Page | 25900 / 247 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 26418 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 153 RAY ST, LUDLOW, MA 01056-2923 |
| Document Number | 0000026419 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 26419 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,760.00 (-2.75%) | $172,400 (+5.38%) Land $81,300 Building $91,100 | $211,940 (+4.64%) |
| 2025 | $2,838.00 (-0.46%) | $163,600 (+3.81%) Land $73,900 Building $89,700 | $202,540 (+10.12%) |
| 2024 | $2,851.00 (+6.98%) | $157,600 (+15.37%) Land $73,900 Building $83,700 | $183,920 |
| 2023 | $2,665.00 | $136,600 Land $64,800 Building $71,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures