Henderson County property record for 153 Ray Freeman Dr, Gerton, NC 28735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1991 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10060416003355 |
| Primary APN | 10060416003355 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,368 sqft Heated Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 216 sqft |
| Pole Barn | 546 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9945040 |
|---|---|
| Street Address | 153 RAY FREEMAN RD |
| City | GERTON |
| State | NC |
| Zip | 28735-0100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9945040~R3 |
| Legal Description | SR1594 OFF BEARWALLOW RD PL2006-5900 |
| Legal Block | 16 |
| Legal Lot Number | 33 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | EDNEYVILLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930100 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 124, GERTON, NC 28735-0124 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 153 RAY FREEMAN DR, GERTON, NC 28735-0100 |
| Document Number | 0032740661 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 153 RAY FREEMAN RD GERTON NC 28735, GERTON, NC 28735 |
| Document Number | 0032740661 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 003274/000661 |
| Instrument | 894712 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 28, 2033 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,000 (-) Land $39,500 Building $171,500 | ||
| 2025 | $1,194.00 | ||
| 2023 | $211,000 Land $39,500 Building $171,500 | $211,000 Land $39,500 Building $171,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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