Polk County property record for 153 Rainbow Ln, Columbus, NC 28722
| Property Type | Other Improved |
|---|---|
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,856 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | P126-196 |
| Primary APN | P126-196 |
|---|
| Lot Area | 135,036 sqft (3.1 acres) |
|---|
| Street Address | 153 RAINBOW LN |
|---|---|
| City | COLUMBUS |
| State | NC |
| Zip | 28722-8565 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | GREEN CREEK RURAL |
| Legal Subdivision | GREEN CREEK RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 920101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 RAINBOW LN, COLUMBUS, NC 28722-8565 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Aug 15, 2023 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 29, 2026 |
| Property Address | 153 RAINBOW LN, COLUMBUS, NC 28722-8565 |
| Document Number | 0499000903 |
| Book / Page | 499 / 903 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 RAINBOW LN, COLUMBUS, NC 28722-8565 |
| Document Number | 0499000903, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 499/903 |
| Name | HOMETRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 153 RAINBOW LN, COLUMBUS, NC 28722-8565 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 121 RAINBOW LN, COLUMBUS, NC 28722-8565 |
| Document Number | 00479/2383 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 479/2383 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.5% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,856.00 (+27.96%) | $537,612 (+27.95%) Land $60,200 Building $477,412 | $537,612 (+27.95%) Land $60,200 Building $477,412 |
| 2025 | $2,232.00 | $420,178 Land $60,200 Building $359,978 | $420,178 Land $60,200 Building $359,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
May also be available: AT&T, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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