153 Nelly St, Freeport, FL 32439 Property Records

Walton County property record for 153 Nelly St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,014 sqft · built 2016
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$389,500 (Jul 2024)
Tax Bill	$3,870 (2024)
Deeds & Mortgages	Jul 2024 Sale Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-0410`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-0410`
Alternative APN	`1028416`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,014 sqft Living Area
Gross Area	2,668 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	11.3 ft deep x 4 ft wide
Garage Type	Finished
Garage Area	468 sqft
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028416
Street Address	153 NELLY ST
City	FREEPORT
State	FL
Zip	32439-7617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 41 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3034-3425 OR 3159-1972 OR 3195-1409 OR 3331-1389
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	41
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2145
Census Tract	950502

Owner

153 Nelly St is owned and occupied by an individual who bought it in July 2024.

Source: Walton County records, as of January 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	153 NELLY ST, FREEPORT, FL 32439-7617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE
Apr 29, 2021	Warranty Deed, Transfer · FHA Mortgage PACIFIC SUN MORTGAGE
Sep 11, 2020	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 6, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Aug 20, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV
Mar 2, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Apr 29, 2021 · Amount on File
Deed Document Number	20240025763
Deed Book / Page	3331 / 1389
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 23, 2024
Property Address	153 NELLY ST, FREEPORT, FL 32439-7617
Document Number	0033311389
Book / Page	3331 / 1389
Map Reference	MB 18 PG 20&20A-20C
Instrument Date	Jul 18, 2024
Instrument	20240025763
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount on Record
Tax	$2,726.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 NELLY ST, FREEPORT, FL 32439-7617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 NELLY ST, FREEPORT, FL 32439-7617

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 29, 2021
Property Address	153 NELLY ST, FREEPORT, FL 32439-7617
Document Number	0031951409
Book / Page	3195 / 1409
Map Reference	MB 18 PG 20,20A-20C
Instrument Date	Apr 23, 2021
Instrument	20210021090
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 NELLY ST, 62, FREEPORT, FL 32439-7615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 NELLY ST, FREEPORT, FL 32439-7617

Mortgage

Document Number	0031951411
Date	Apr 29, 2021
Book Page	3195/1411
Instrument	20210021091

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 11, 2020
Property Address	153 NELLY ST, FREEPORT, FL 32439-7617
Document Number	0031591972
Book / Page	3159 / 1972
Map Reference	MB 18 PG 20&20A-20C
Instrument Date	Sep 10, 2020
Instrument	20200035580
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MITCHELL LAND & TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	153 NELLY ST, FREEPORT, FL 32439-7617

Mortgage

Document Number	0031591973
Date	Sep 11, 2020
Instrument	3159/1973

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	153 NELLY ST, FREEPORT, FL 32439-7617
Document Number	0031310061
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	153 NELLY ST FREEPORT FL 324397617, FREEPORT, FL 32439-7617

Mortgage

Document Number	0031310061
Date	Jan 23, 2020
Book Page	003131/000061
Instrument	2515

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	153 NELLY ST, FREEPORT, FL 32439-7617
Document Number	0030864005
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	153 NELLY ST FREEPORT FL 324397617, FREEPORT, FL 32439-7617

Mortgage

Document Number	0030864005
Date	Oct 3, 2018
Book Page	003086/004005
Instrument	33473

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2017
Property Address	153 NELLY ST, FREEPORT, FL 32439-7617
Document Number	0030343425
Book / Page	3034 / 3425
Map Reference	MB18 PG20&20C
Instrument Date	Feb 24, 2017
Instrument	20170006454
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORDIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 NELLY ST, FREEPORT, FL 32439-7617

Mortgage

Document Number	0030343426
Date	Mar 2, 2017
Instrument	3034/3426

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,746 Land $50,000 Building $289,746	$339,746 Land $50,000 Building $289,746
2024	$3,870.00 (-8.19%)
2023	$4,215.00 (-0.24%) Homeowner's exemption	$359,173 (+10.57%) Land $42,178 Building $316,995	$359,173 (+10.57%) Land $42,178 Building $316,995
2022	$4,225.00	$324,834 Land $46,818 Building $278,016	$324,834 Land $46,818 Building $278,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 153 Nelly St in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 153 Nelly St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelly St

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