Whitley County property record for 153 Gibson Ln, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,500 (Feb 2024) |
| Tax Bill | $1,430 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-047.00 |
| Primary APN | 072-00-00-047.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Terrain | Rolling |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 153 GIBSON LN |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-9134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 1 ST BRK HS & 1.2 AC+- @ SANDERS CRK |
| Legal Subdivision | SANDERS CRK |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 920402 |
153 Gibson Ln is owned and occupied by an individual who bought it in February 2024.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 153 GIBSON LN, WILLIAMSBURG, KY 40769-9134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Warranty Deed, Transfer · USDA Mortgage FIRST OPTION MORTGAGE LLC |
| Apr 4, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2024 · Amount on File |
| Deed Sale | Feb 7, 2024 · Amount on File |
| Prior Sale | May 6, 2022 · Amount on File |
| Deed Document Number | 2024306893 |
| Deed Book / Page | 579 / 76 |
| Prior Transfer Date | Nov 26, 2014 |
| Prior Transfer Doc | 0000209536 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | May 6, 2022 |
| Property Address | 153 GIBSON LN, WILLIAMSBURG, KY 40769-9134 |
| Document Number | 00D568/246 |
| Book / Page | D568 / 246 |
| Instrument Date | May 2, 2022 |
| Instrument | 279982 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 MEGHAN LN, 94, NORTH KINGSTOWN, RI 02852-4188 |
| Name | Verified Name |
|---|---|
| Address | 153 GIBSON LN, WILLIAMSBURG, KY 40769-9134 |
| Document Number | 0000279983 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 279983 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Apr 4, 2022 |
| Property Address | 153 GIBSON LN, WILLIAMSBURG, KY 40769-9134 |
| Document Number | 00D567/487 |
| Book / Page | D567 / 487 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 279184 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Tax | $160.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 N HIGHWAY 25 W, 65, WILLIAMSBURG, KY 40769-1540 |
| Name | Verified Name |
|---|---|
| Address | 153 GIBSON LN, WILLIAMSBURG, KY 40769-9134 |
The 2025 property tax bill for 153 Gibson Ln was $1,430.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,430.00 | $182,500 | $182,500 |
| 2023 | $1,290.00 | $173,000 | $173,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 153 Gibson Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 153 Gibson Ln is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 88% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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