153 E Main St, Norwich, NY 13815 Property Records

Chenango County and Norwich City property record for 153 E Main St, Norwich, NY 13815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$174,379 (Sep 2025)
Tax Bill	$4,405 (2026)
Deeds & Mortgages	Dec 2021 Refinance Sep 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`081100 136.51-1-23`

Property Details

APN / Parcel Number

Primary APN	`081100 136.51-1-23`
Alternative APNs	`110013651000010230000000` `0281150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	961 sqft
2nd Floor Area	807 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	245 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	192 sqft
Porch	Slab
Porch Area	272 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0281150
Street Address	153 E MAIN ST
City	NORWICH
State	NY
Zip	13815-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	CHENANGO NY
Township / Civil Division	NORWICH
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

Source: Chenango County and Norwich City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	111 JOSH WEBB LN, SHERBURNE, NY 13460-2931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Sep 9, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Feb 1, 2008 · Amount on Record
Deed Document Number	20251287
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	153 E MAIN ST, NORWICH, NY 13815-1521
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003008
Date	Dec 16, 2021
Instrument	202100003008

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Sep 9, 2025
Property Address	153 E MAIN ST, NORWICH, NY 13815-1521
Document Number	202500001287
Instrument Date	Aug 13, 2025
Instrument	2025-00001287
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 JOSH WEBB LN, SHERBURNE, NY 13460-2931

Mortgage

Document Number	202500001326
Date	Sep 9, 2025
Instrument	2025-00001326

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Chenango County and Norwich City assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
Municipality	Norwich City
Unified School District	Norwich City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,405.00 (+0.5%) Homeowner's exemption
2025	$4,383.00 (+3.72%)	$60,000 (-) Land $4,200 Building $55,800	$130,435 (+3.7%) Land $9,130 Building $121,305
2024	$4,226.00 Homeowner's exemption	$60,000 (-) Land $4,200 Building $55,800	$125,786 (+6.92%) Land $8,805 Building $116,981
2023		$60,000 Land $4,200 Building $55,800	$117,647 Land $8,235 Building $109,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	31 (1979–2011)
Claims Outside the SFHA	4 of 31
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH CITY serves 8,000 people · EPA ID NY0801745
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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