153 3rd St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 153 3rd St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	1,360 sqft · built 1940
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2020)
Tax Bill	$7,371 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01045-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`07-01045-0000-00006`
Alternative APN	`070104500006`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	153 3RD ST
City	PASSAIC
State	NJ
Zip	07055-7618
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	1045
Legal Lot Number	6
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	4
Census Block	4006
Census Tract	175200

Owner

Source: Passaic County and Passaic City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	153 3RD ST, PASSAIC, NJ 07055-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
May 2, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit SPENCER SAVINGS BANK SLA
Jun 19, 2020	Grant Deed, Transfer ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Aug 27, 2015 · Amount on Record
Deed Document Number	202026886
Deed Book / Page	3814 / 158
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	153 3RD ST, PASSAIC, NJ 07055-7618
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040366
Date	Dec 21, 2023
Book Page	M18742/171
Instrument	2023040366

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	153 3RD ST, PASSAIC, NJ 07055-7618
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 3RD ST, PASSAIC, NJ 07055-7618

Mortgage

Document Number	0000014820
Date	May 2, 2025
Book Page	M19367/142
Instrument	2025014820

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	153 3RD ST, PASSAIC, NJ 07055-7618
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008740
Date	Feb 21, 2018
Book Page	M14909/0280
Instrument	2018008740

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Lending Institution
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 19, 2020
Property Address	153 3RD ST, PASSAIC, NJ 07055-7618
Document Number	0000026886
Book / Page	003814 / 000158
Instrument Date	Jun 17, 2020
Instrument	26886
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 3RD ST PASSAIC NJ 070557618, PASSAIC, NJ 07055-7618

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,100 (-) Land $49,900 Building $123,200	$173,100 (-) Land $49,900 Building $123,200
2025	$7,371.00 (+3.28%)	$173,100 (-) Land $49,900 Building $123,200	$173,100 (-) Land $49,900 Building $123,200
2024	$7,137.00 (+6.16%)
2023		$173,100 Land $49,900 Building $123,200	$173,100 Land $49,900 Building $123,200
2022	$6,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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