15296 Waverly St, Clearwater, FL 33760 Property Records

Pinellas County property record for 15296 Waverly St, Clearwater, FL 33760

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1981
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2020)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-2675-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-2675-8`
Alternative APNs	`32-29-16-15156-003-0060` `162932151560030060` `R355593`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	198 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R355593
Old Parcel Number	162932151560030060
Street Address	15296 WAVERLY ST
City	CLEARWATER
State	FL
Zip	33760-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTERVILLA, MUNDAY'S ADD BLK 3, LOT 6
Legal Range	16
Legal Township	29
Legal Section	32
Legal Subdivision	CHESTERVILLA, MUNDAY'S ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2016
Census Tract	24510

Owner

Source: Pinellas County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15296 WAVERLY ST, CLEARWATER, FL 33760-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · USDA Mortgage REGIONS BANK
Dec 30, 2020	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Jul 5, 2017	Warranty Deed, Transfer · Conventional with PMI BAXTER CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	2020392870
Deed Book / Page	21322 / 2346
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	15296 WAVERLY ST, CLEARWATER, FL 33760-2443
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15296 WAVERLY ST, CLEARWATER, FL 33760-2443

Mortgage

Document Number	0214352117
Date	Mar 16, 2021
Book Page	21435/2117
Instrument	2021084416

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 30, 2020
Property Address	15296 WAVERLY ST, CLEARWATER, FL 33760-2443
Document Number	0213222346
Book / Page	21322 / 2346
Map Reference	MB 21 PG 22
Instrument Date	Dec 29, 2020
Instrument	2020392870
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1263 TOMLINSON LOOP, 1263, CONNELLY SPRINGS, NC 28612-7969

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15296 WAVERLY ST, CLEARWATER, FL 33760-2443

Mortgage

Document Number	0213222348
Date	Dec 30, 2020
Instrument	21322/2348

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 5, 2017
Property Address	15296 WAVERLY ST, CLEARWATER, FL 33760-2443
Document Number	0196892542
Book / Page	019689 / 002542
Instrument Date	Jun 30, 2017
Instrument	206380
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15296 WAVERLY ST CLEARWATER FL 337602443, CLEARWATER, FL 33760-2443

Mortgage

Document Number	196892544
Date	Jul 5, 2017
Book Page	019689/002544
Instrument	206381

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00 (+8.18%) Homeowner's exemption	$135,069 (+5.99%)	$186,569 (-6.5%) Land $67,230 Building $119,339
2023	$1,688.00 (+3.43%) Homeowner's exemption	$127,439 (+3%)	$199,541 (+15.69%) Land $107,422 Building $92,119
2022	$1,632.00 Homeowner's exemption	$123,727	$172,485 Land $96,977 Building $75,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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