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15291 Hwy 87 N, Jay, FL 32565 Property Records

Santa Rosa County property record for 15291 Hwy 87 N, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,569 sqft · built 1955
Lot Size2 acres (87,120 sqft)
OwnerCompany Name on Record
Last Sale$80,000 (Apr 2022)
Tax Bill$1,570 (2024)
Deeds & MortgagesMar 2026 Construction Loan
Jan 2026 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN33-6N-28-0000-00900-0000

Property Details

APN / Parcel Number

Primary APN33-6N-28-0000-00900-0000
Alternative APN
  • N286330000009000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,569 sqft Living Area
Gross Area2,754 sqft
1st Floor Area1,569 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area87,120 sqft (2 acres)
Garage Area744 sqft
Parking Spaces6 Parking Spaces
PorchEnclosed Porch
Porch Area216 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address15291 HIGHWAY 87 N
CityJAY
StateFL
Zip32565-2339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionSECTION 33 TOWNSHIP 6 NORTH RANGE 28 WEST COM AT SW COR OF NE4 THN E 675.79 FT THN N00*12'37W 242.79 FT TO SW CORN OF OR 1603 PG 1622 THN CONT N00*12'37W 1068.60 FT TO NW CORN OF OR 1603 PG 1622 THN N89*45'57E 609.35 FT TO POB THN CONT N89*45'57E 535
Legal Range28W
Legal Township6N
Legal Section33
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group3
Census Block3009
Census Tract10100

Owner

Source: Santa Rosa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address978 SOUTH BLVD, BREWTON, AL 36426-8158
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Construction Mortgage
CV3 FINANCIAL SERVICES LLC
Jan 29, 2026Quit Claim Deed, Transfer
ALLURE TITLE COMPANY
Apr 28, 2022Warranty Deed, Transfer
NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES
Jan 31, 2022Warranty Deed, Transfer
TITLE VEST, TITLE VESTING
Aug 1, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2022 · Amount on Record
Deed SaleApr 28, 2022 · Amount on Record
Prior SaleJan 31, 2022 · Amount on Record
Deed Document Number202225807
Deed Book / Page4277 / 674
Prior Transfer DateMar 3, 2010
Prior Transfer Doc0029612014
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address15291 HIGHWAY 87 N, JAY, FL 32565-2339
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2498 SOUTH BLVD, BREWTON, AL 36426-8108

Mortgage

Document Number0047180324
DateMar 10, 2026
Book Page4718/324
Instrument202611934
Lender
NameCV3 FINANCIAL SERVICES LLC
TypeMortgage Company
AddressEL SEGUNDO, CA 90245
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJan 29, 2026
Property Address15291 HIGHWAY 87 N, JAY, FL 32565-2339
Document Number0047030142
Book / Page4703 / 142
Instrument DateJan 28, 2026
Instrument202604496
Transaction TypeTransfer
Record UpdatedFeb 12, 2026
Title CompanyALLURE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address978 SOUTH BLVD, BREWTON, AL 36426-8158

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 SOUTH BLVD, BREWTON, AL 36426-8158

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2022
Property Address15291 HIGHWAY 87 N, JAY, FL 32565-2339
Document Number0042770674
Book / Page4277 / 674
Instrument DateApr 26, 2022
Instrument202225807
Transaction TypeTransfer
Record UpdatedJun 6, 2022
Title CompanyNOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
Tax$560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3115 MELROSE DR STE 130, 3115, CARLSBAD, CA 92010-6690

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 SOUTH BLVD, BREWTON, AL 36426-8158

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 31, 2022
Property Address15291 HIGHWAY 87 N, JAY, FL 32565-2339
Document Number0042382019
Book / Page4238 / 2019
Instrument DateDec 20, 2021
Instrument202205343
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyTITLE VEST, TITLE VESTING

Transaction

AmountAmount Recorded
Tax$308.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 BERRYHILL RD STE 200, 16, COLUMBIA, SC 29210-6433

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 MELROSE DR STE 130, 130, CARLSBAD, CA 92010-6690
InvestorPossibly a Property Investor

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 1, 2017
Property Address15291 HIGHWAY 87 N, JAY, FL 32565-2339
Document Number0036471362
Book / Page003647 / 001362
Instrument DateJul 6, 2017
Instrument31132
Transaction TypeTransfer
Record UpdatedAug 17, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16 BERRYHILL RD #200 COLUMBIA SC 292106433, 200, COLUMBIA, SC 29210-6433

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124,854 (+0.02%) Land $22,000 Building $102,854$124,854 (+0.02%) Land $22,000 Building $102,854
2024$1,570.00 (+8.13%)$124,833 (+12.11%) Land $24,000 Building $100,833$124,833 (+12.11%) Land $24,000 Building $100,833
2023$1,452.00 (+11.78%)$111,353 (+14.68%) Land $16,000 Building $95,353$111,353 (+14.68%) Land $16,000 Building $95,353
2022$1,299.00$97,097$97,097 Land $16,000 Building $81,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1990–2004)
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Georges, Sep 1998 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERRYDALE WATER SYSTEM
serves 2,800 people · EPA ID FL1570064
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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