15290 Waterloo Rd, Amissville, VA 20106 Property Records

Culpeper County property record for 15290 Waterloo Rd, Amissville, VA 20106

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,534 sqft · built 2016
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on Record
Last Sale	$769,000 (Jun 2024)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-11-K`

Property Details

APN / Parcel Number

Primary APN	`1-11-K`
Alternative APN	`24451`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,534 sqft Living Area
Basement Area	2,534 sqft
Unfinished Basement	2,534 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24451
Street Address	15290 WATERLOO RD
City	AMISSVILLE
State	VA
Zip	20106-1983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 4
Legal Subdivision	JOSEPH E SAUDNERS
Legal Lot Number	4
Jurisdiction	CULPEPER VA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3012
Census Tract	930103

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15290 WATERLOO RD, AMISSVILLE, VA 20106-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRANSPORTATION FEDERAL CREDIT UNION
Apr 12, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Apr 12, 2017 · Amount on Record
Deed Document Number	20242723
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15290 WATERLOO RD, AMISSVILLE, VA 20106-1983
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15290 WATERLOO RD, AMISSVILLE, VA 20106-1983

Mortgage

Document Number	0250005478
Date	Nov 12, 2025
Instrument	250005478

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15290 WATERLOO RD, AMISSVILLE, VA 20106-1983
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190002204
Date	May 10, 2019
Instrument	190002204

Lender

Name	TRANSPORTATION FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 5, 2024

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Apr 12, 2017
Property Address	15290 WATERLOO RD, AMISSVILLE, VA 20106-1983
Document Number	170001844
Instrument Date	Apr 12, 2017
Instrument	170001844
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HAZELWOOD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15290 WATERLOO RD, AMISSVILLE, VA 20106-1983

Mortgage

Document Number	170001845
Date	Apr 12, 2017
Instrument	170001845

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00	$735,200 (+10.08%) Land $167,900 Building $567,300	$735,200 (+10.08%) Land $167,900 Building $567,300
2023		$667,900 Land $127,900 Building $540,000	$667,900 Land $127,900 Building $540,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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