15290 W Eugene Ter, Surprise, AZ 85379 Property Records

Maricopa County property record for 15290 W Eugene Ter, Surprise, AZ 85379

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,743 sqft · built 2005
Lot Size	0.176 acres (7,697 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Nov 2018)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`509-18-240`

Property Details

APN / Parcel Number

Primary APN	`509-18-240`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,743 sqft Living Area
1st Floor Area	1,743 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,697 sqft (0.176 acres)
Parking Spaces	2 Parking Spaces
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	15290 W EUGENE TER
City	SURPRISE
State	AZ
Zip	85379-8134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MARLEY PARK PARCEL 2 MCR 682-02
Legal Range	01W
Legal Township	03N
Legal Section	17
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	MARLEY PARK PARCEL 2
Legal Lot Number	2026
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	61037

Owner

15290 W Eugene Ter is owned and occupied by two individuals who bought it in November 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	15290 W EUGENE TER, SURPRISE, AZ 85379-8134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 8, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU
Aug 10, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2018	Warranty Deed, Construction Loan · Construction Mortgage DEUTSCHE BANK NATIONAL TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	20180833188
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15290 W EUGENE TER, SURPRISE, AZ 85379-8134
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15290 W EUGENE TERRACE, SURPRISE, AZ 85379-8134

Mortgage

Document Number	0000360532
Date	Jul 11, 2023
Instrument	20230360532

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2038

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 8, 2018
Property Address	15290 W EUGENE TER, SURPRISE, AZ 85379-8134
Document Number	0000833188
Instrument Date	Nov 7, 2018
Instrument	833188
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15290 W EUGENE TER SURPRISE AZ 853798134, SURPRISE, AZ 85379-8134

Mortgage

Document Number	833189
Date	Nov 8, 2018
Instrument	833189

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2018
Property Address	15290 W EUGENE TER, SURPRISE, AZ 85379-8134
Document Number	0000608543
Instrument Date	Aug 8, 2018
Instrument	608543
Transaction Type	Transfer
Record Updated	Aug 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15290 W EUGENE TER SURPRISE AZ 853798134, SURPRISE, AZ 85379-8134

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2018
Property Address	15290 W EUGENE TER, SURPRISE, AZ 85379-8134
Document Number	0000608544
Map Reference	MB 682 PG 2
Instrument Date	Aug 8, 2018
Instrument	20180608544
Transaction Type	Construction Loan
Record Updated	Jun 2, 2022
Title Company	OPENDOOR WEST LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16450 W VAN BUREN ST # ST2065, 16450, GOODYEAR, AZ 85338-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000608545
Date	Aug 10, 2018
Instrument	20180608545

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15290 W Eugene Ter was $1,945.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,800	$368,000 Land $73,600 Building $294,400
2025	$1,945.00
2024		$39,510	$395,100 Land $79,000 Building $316,100
2023	$1,901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15290 W Eugene Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15290 W Eugene Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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