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1529 Ratzer Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 1529 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,908 sqft · built 1957
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Tax Bill$12,680 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-02901-0000-00149

Property Details

APN / Parcel Number

Primary APN14-02901-0000-00149
Alternative APNs
  • 1400597D00015
  • 140290100149

Interior

Building Area1,908 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Lot Area14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number1400597D00015
Street Address1529 RATZER RD
CityWAYNE
StateNJ
Zip07470-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2901
Legal Lot Number149
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1000
Census Tract246101

Owner

Source: Passaic County and Wayne Township records · APN 14-02901-0000-00149

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1529 RATZER RD, WAYNE, NJ 07470-2433
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Quit Claim Deed, Transfer · FHA Mortgage
ALIANCE FIRST TITLE
May 19, 2023Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2026
Deed SaleApr 06, 2026
Prior SaleMay 19, 2023 · Amount on Record
Deed Document Number202611638
Deed Book / Page5074 / 112
Prior Transfer DateSep 17, 2025
Prior Transfer Doc0000011638
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASSAIC NJ
Recording DateApr 06, 2026
Property Address1529 RATZER RD, WAYNE, NJ 07470-2433
Document Number0000011638
Book / Page5074 / 112
Instrument DateSep 17, 2025
Instrument202611638
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyALIANCE FIRST TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 RATZER RD, WAYNE, NJ 07470-2433

Mortgage

Document Number0000011639,
DateApr 06, 2026
Instrument202611639
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate4.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateMay 19, 2023
Property Address1529 RATZER RD, WAYNE, NJ 07470-2433
Document Number0000016543
Book / PageD4526 / 152
Instrument DateMar 24, 2023
Instrument2023016543
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyNOT AVAILABLE, NEXUS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,298.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address84 SCHOOL ST, NORTH HALEDON, NJ 07508-2529

Transferred To (Grantee/Buyer)

NameVerified Name
Address1529 RATZER RD, WAYNE, NJ 07470-2433

Mortgage

Document Number0000016544
DateMay 19, 2023
Instrument2023016544
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$211,400 (-) Land $98,600 Building $112,800$211,400 (-) Land $98,600 Building $112,800
2025$12,680.00 (+0.88%)$211,400 (+3.27%) Land $98,600 Building $112,800$211,400 (+3.27%) Land $98,600 Building $112,800
2024$12,570.00 (+8.61%)
2023$204,700 Land $98,600 Building $106,100$204,700 Land $98,600 Building $106,100
2022$11,573.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
1 of 3 on primary residences
Nearby Flood Claims3 (1994–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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