1529 Oak St, Monroe, MI 48161 Property Records

Monroe County property record for 1529 Oak St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Oct 2025)
Tax Bill	$749 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-49-00105-000`

Property Details

APN / Parcel Number

Primary APN	`55-49-00105-000`
Alternative APN	`55 490 010 50`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Interior Walls	Plaster

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	164 ft deep x 70 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	147 sqft
Deck Area	192 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1529 OAK ST
City	MONROE
State	MI
Zip	48161-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CONSOLIDATED LAND CO INC PLAT NO 1 LOTS 3 & 4
Legal Subdivision	CONSOLIDATED LAND CO INC 1
Legal Lot Number	3-4
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	831800

Owner

1529 Oak St is owned and occupied by an individual who bought it in October 2025.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1822 CASS, MONROE, MI 48161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CREDIT UNION
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CREDIT UNION
Jan 19, 2023	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Prior Sale	Jan 7, 2016 · Amount on File
Deed Document Number	202518055
Prior Transfer Date	Jan 19, 2023
Prior Transfer Doc	0000000980
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1529 OAK ST, MONROE, MI 48161-1048
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CASS ST, MONROE, MI 48161-2310

Mortgage

Document Number	0000017440
Date	Oct 22, 2025
Instrument	2025R17440

Lender

Name	MICHIGAN FIRST CREDIT UNION
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	11.2%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	16.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	16.2%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 31, 2025
Property Address	1529 OAK ST, MONROE, MI 48161-1048
Document Number	0000018055
Instrument Date	Oct 20, 2025
Instrument	2025R18055
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 NORWOOD DR, MONROE, MI 48161-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 OAK ST, MONROE, MI 48161-1048

Mortgage

Document Number	0000017440
Date	Oct 31, 2025
Instrument	2025R17440

Lender

Name	MICHIGAN FIRST CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	11.2%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	16.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	16.2%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jan 19, 2023
Property Address	1529 OAK ST, MONROE, MI 48161-1048
Document Number	0000000980
Map Reference	LB 5 PG 15
Instrument Date	Jan 19, 2023
Instrument	2023R00980
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 NORWOOD DR, MONROE, MI 48161-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8110 HORSE ST, DETROIT, MI 48234-3344

Tax Assessment & Valuation

The 2025 property tax bill for 1529 Oak St was $749 with a homeowner's exemption, down 26.4% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,700 (+17.29%) Land $40,700	$81,400 (+17.29%) Land $81,400
2025	$749.00 (-26.35%) Homeowner's exemption	$34,700 Land $34,700	$69,400 Land $69,400
2024	$1,017.00 (+9.47%)
2023	$929.00	$23,580	$47,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1529 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1529 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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