1529 NW Cumberland Ave, Bend, OR 97703 Property Records

Deschutes County property record for 1529 NW Cumberland Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1996
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$5,899 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171231 CD 00154`

Property Details

APN / Parcel Number

Primary APN	`171231 CD 00154`
Alternative APNs	`R1001171231CD00154` `190372`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	550 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	1 sqft
Deck Area	843 sqft
Fence	Fence

Location & Zoning

Account Number	190372
Old Parcel Number	R1001171231CD00154
Street Address	1529 NW CUMBERLAND AVE
City	BEND
State	OR
Zip	97703-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:34 SUBD:WEST BEND VILLAGE PHASES 3, 4 & 5 SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-CD
Legal Range	12E
Legal Township	17S
Legal Section	31
Legal Quarter	SW
Quarter-Quarter Section	SE
Legal Subdivision	WEST BEND VILLAGE PHASES 3, 4 & 5
Legal Lot Number	34
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2018
Census Tract	1401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1529 NW CUMBERLAND AVE, BEND, OR 97703-3155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 11, 2009
Transfer Doc	0000034292
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1529 NW CUMBERLAND AVE, BEND, OR 97703-3155
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 NW CUMBERLAND AVE, BEND, OR 97703-3155

Mortgage

Document Number	0000020026
Date	May 16, 2022
Instrument	2022-20026

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.35%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1529 NW CUMBERLAND AVE, BEND, OR 97703-3155
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052213
Date	Oct 5, 2020
Instrument	2020-52213

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	BEND, OR 97703

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1529 NW CUMBERLAND AVE, BEND, OR 97703-3155
Document Number	0000052214
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 NW CUMBERLAND AVE BEND OR 977033155, BEND, OR 97703-3155

Mortgage

Document Number	0000052214
Date	Oct 5, 2020
Instrument	52214

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.61%

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,899.00 (+3.95%)	$349,130 (+3%)	$1,068,110 (-7.56%) Land $427,330 Building $640,780
2024	$5,675.00 (+7.87%)	$338,970 (+3%)	$1,155,490 (-) Land $427,330 Building $728,160
2023	$5,261.00	$329,100	$1,155,490 Land $427,330 Building $728,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Webformix.

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