1529 Native Diver Ln, Indian Trail, NC 28079 Property Records

Union County property record for 1529 Native Diver Ln, Indian Trail, NC 28079

Property Summary

Property Type	Other Improved
Details	5 bd · 4.5 ba · 3,652 sqft · built 2020
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$427,500 (Nov 2020)
Tax Bill	$4,326 (2025)
Deeds & Mortgages	May 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-022-088`

Property Details

APN / Parcel Number

Primary APN	`07-022-088`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,652 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,542 sqft (0.242 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1529 NATIVE DIVER LN
City	INDIAN TRAIL
State	NC
Zip	28079-5807
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	SF-5 INDIA
Legal Description	#939 BONTERRA PH4 MAP3 OPCO222-227
Legal Subdivision	BONTERRA VILLAGE SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2027
Census Tract	20305

Owner

1529 Native Diver Ln is owned and occupied by an individual who bought it in November 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1529 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Deed Document Number	202048420
Deed Book / Page	7894 / 563
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1529 NATIVE DIVER LN, INDIAN TRAIL, NC 28079-5807
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008711425
Date	May 19, 2023
Book Page	8711/425
Instrument	11867

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1529 Native Diver Ln was $4,326.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,100 (-) Land $101,800 Building $557,300	$659,100 (-) Land $101,800 Building $557,300
2025	$4,326.00	$659,100 Land $101,800 Building $557,300	$659,100 Land $101,800 Building $557,300
2023	$3,286.00	$394,400 Land $65,000 Building $329,400	$394,400 Land $65,000 Building $329,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1529 Native Diver Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1529 Native Diver Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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