Wright County property record for 15286 75th St NE, Elk River, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,583 sqft · built 2019 |
| Lot Size | 0.222 acres (9,695 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,821 (Oct 2019) |
| Tax Bill | $5,414 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-002160 |
| Primary APN | 118-297-002160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,583 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 9,695 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 913 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15286 75TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-016 BLOCK-002 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15286 75th St NE is owned and occupied by two individuals who bought it in October 2019.
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15286 75TH ST NE, ELK RIVER, MN 55330-6879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Oct 17, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| May 23, 2018 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on File |
| Deed Sale | Oct 17, 2019 · Amount on File |
| Prior Sale | May 23, 2018 · Amount on File |
| Deed Document Number | 20191408443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15286 75TH ST NE, OTSEGO, MN 55330-6879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001429772 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 1429772 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15286 75TH ST NE, OTSEGO, MN 55330-6879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001480049 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 1480049 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 17, 2019 |
| Property Address | 15286 75TH ST NE, OTSEGO, MN 55330-6879 |
| Document Number | 0001408443 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 1408443 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,372.21 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15286 75TH ST NE, ELK RIVER, MN 55330-6879 |
| Document Number | 0001408445 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 1408445 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 23, 2018 |
| Property Address | 15286 75TH ST NE, OTSEGO, MN 55330-6879 |
| Document Number | 0001370755 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 1370755 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,211.64 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15286 75TH ST NE ELK RIVER MN 553306879, ELK RIVER, MN 55330-6879 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 15286 75th St NE was $5,414.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,414.00 | $491,000 (+0.99%) Land $100,000 Building $391,000 | $491,000 (+0.99%) Land $100,000 Building $391,000 |
| 2025 | $486,200 Land $115,000 Building $371,200 | $486,200 Land $115,000 Building $371,200 | |
| 2023 | $5,506.00 (+1.4%) | $519,500 Land $102,000 Building $417,500 | $519,500 Land $102,000 Building $417,500 |
| 2022 | $5,430.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15286 75th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15286 75th St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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