15285 SW 91st St, Miami, FL 33196 Property Records

Miami-Dade County property record for 15285 SW 91st St, Miami, FL 33196

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,478 sqft · built 2007
Lot Size	0.042 acres (1,808 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2018)
Tax Bill	$8,144 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`30-5904-072-1000`

Property Details

APN / Parcel Number

Primary APN	`30-5904-072-1000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	2,048 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Lot Area	1,808 sqft (0.042 acres)
Porch	Porch

Location & Zoning

Street Address	15285 SW 91ST ST
City	MIAMI
State	FL
Zip	33196-1440
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	3700
Legal Description	CENTURY GARDENS VILLAS PB 166-001 T-22369 LOT 6 BLK 21 LOT SIZE 1808 SQ FT FAU 30 5904 000 0161 OR 24418-0443 032006 2 (276) COC 25904-3890 08 2007 1
Legal Range	39E
Legal Township	55S
Legal Section	04
Legal Subdivision	CENTURY GARDENS VILLAS
Legal Block	21
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2008
Census Tract	18300

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14788 SW 39TH TER, MIAMI, FL 33185-4970
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Sep 6, 2007 · Amount on Record
Deed Document Number	2018392855
Deed Book / Page	31040 / 1982
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15285 SW 91ST ST, MIAMI, FL 33196-1440
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15249 SW 36TH TER, MIAMI, FL 33185-4796

Mortgage

Document Number	0000290067
Date	Apr 27, 2021
Book Page	32471/2419
Instrument	2021R0290067

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 2, 2018
Property Address	15285 SW 91ST ST, MIAMI, FL 33196-1440
Document Number	0000392855
Book / Page	031040 / 001982
Instrument Date	May 15, 2017
Instrument	392855
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	EWF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15285 SW 91ST ST MIAMI FL 331961440, MIAMI, FL 33196-1440

Mortgage

Document Number	392856
Date	Jul 2, 2018
Book Page	031040/001985
Instrument	392856

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,144.00 (+15.22%)	$362,365 (+5.95%)	$390,001 (+14.04%)
2023	$7,068.00 (+10.52%)	$342,001 (+17.93%)	$342,001 (+17.93%)
2022	$6,395.00	$290,001	$290,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 159 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	168 units insured incl. 9 condo units
Nearby Flood Claims	46 (1997–2013)
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 12 claims Severe Storms And Flooding, Oct 2000 · 4 claims Hurricane Irene, Oct 1999 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications, US New Era Fiber.

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