15280 S 4th St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 15280 S 4th St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,024 sqft · built 1994
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-29-280-040`

Property Details

APN / Parcel Number

Primary APN	`13-29-280-040`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	438,214 sqft (10 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15280 S 4TH ST
City	SCHOOLCRAFT
State	MI
Zip	49087-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SEC 29-4-12 S 330 FT OF N 1650 FT E 1/2 NE 1/4.
Legal Range	12
Legal Township	04
Legal Section	29
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PRAIRIE RONDE
Census Block Group	1
Census Block	1036
Census Tract	3002

Owner

15280 S 4th St is owned and occupied by two individuals.

Source: Kalamazoo County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15280 S 4TH ST, SCHOOLCRAFT, MI 49087-9473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Feb 13, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 2, 2026
Property Address	15280 S 4TH ST, SCHOOLCRAFT, MI 49087-9473
Document Number	0000026574
Instrument Date	Aug 25, 2026
Instrument	202626574
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15280 S 4TH ST, SCHOOLCRAFT, MI 49087-9473

Mortgage

Document Number	0000026574,
Date	Sep 2, 2026
Instrument	202626574

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	15280 S 4TH ST, SCHOOLCRAFT, MI 49087-9473
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15280 S 4TH ST, SCHOOLCRAFT, MI 49087-9473

Mortgage

Document Number	2022015836
Date	May 6, 2022
Instrument	2022-015836

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 4, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	15280 S 4TH ST, SCHOOLCRAFT, MI 49087-9473
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020029253
Date	Sep 1, 2020
Instrument	2020-029253

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	15280 S 4TH ST, SCHOOLCRAFT, MI 49087-9473
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003533
Date	Feb 13, 2019
Instrument	2019-003533

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 15280 S 4th St was $4,428 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Prairie Ronde Township
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,100	$468,200
2025	$4,428.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15280 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15280 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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