15280 Penny Ave, Sandy, OR 97055 Property Records

Clackamas County property record for 15280 Penny Ave, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,520 sqft · built 2004
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Dec 2025)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24E11AC00824`

Property Details

APN / Parcel Number

Primary APN	`24E11AC00824`
Alternative APN	`05007630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	4,950 sqft (0.114 acres)

Location & Zoning

Account Number	05007630
Street Address	15280 PENNY AVE
City	SANDY
State	OR
Zip	97055-6581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	SUBDIVISION SUBDIVISION SANDY BLUFF ANNEX 3798 LT 24
Legal Range	4E
Legal Township	2S
Legal Section	11
Legal Subdivision	SANDY BLUFF ANNEX
Legal Tract	D
Legal Lot Number	24
Jurisdiction	CLACKAMAS OR
Township / Civil Division	SANDY
Census Block Group	1
Census Block	1028
Census Tract	23404

Owner

Source: Clackamas County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15280 PENNY AVE, SANDY, OR 97055-6581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENRITH HOME LOANS LLC
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage COLUMBIA BANK
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit COLUMBIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Aug 30, 2016 · Amount on Record
Deed Document Number	202550817
Prior Transfer Date	Dec 14, 2007
Prior Transfer Doc	0000107837
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	15280 PENNY AVE, SANDY, OR 97055-6581
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010799
Date	Feb 22, 2022
Instrument	2022-010799

Lender

Name	PENRITH HOME LOANS LLC
Type	Mortgage Company
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Dec 30, 2025
Property Address	15280 PENNY AVE, SANDY, OR 97055-6581
Document Number	0000050817
Instrument Date	Dec 29, 2025
Instrument	2025-050817
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15280 PENNY AVE, SANDY, OR 97055-6581

Mortgage

Document Number	0000050818
Date	Dec 30, 2025
Instrument	2025-050818

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000050819
Date	Dec 30, 2025
Instrument	2025-050819

Lender

Name	COLUMBIA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 26, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	15280 PENNY AVE, SANDY, OR 97055-6581
Document Number	0000049164
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15280 PENNY AVE SANDY OR 970556581, SANDY, OR 97055-6581

Mortgage

Document Number	0000049164
Date	Jun 26, 2020
Instrument	49164

Lender

Name	COLUMBIA CU
Type	Credit Union
Address	VANCOUVER, WA 98666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Sandy City
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,189.00 (+7.22%)	$244,194 (+6.09%)	$441,070 (+4.45%) Land $167,030 Building $274,040
2023	$3,907.00	$230,177	$422,285 Land $158,825 Building $263,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANDY serves 12,991 people · EPA ID OR4100789
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Dec 2017 Treatment failure resolved · Oct 2022 Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SandyNet Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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