1528 Winston Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 1528 Winston Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,029 sqft · built 1996
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2026)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2026 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`29-04-26-021306-000-35`

Property Details

APN / Parcel Number

Primary APN	`29-04-26-021306-000-35`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,029 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	2,029 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	98 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Pool Area	799 sqft
Porch	Finished Screened Porch
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1528 WINSTON LN
City	FLEMING ISLAND
State	FL
Zip	32003-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 35 ASHTON AS REC OR 4385 PG 1866
Legal Range	26E
Legal Township	04S
Legal Section	29
Legal Subdivision	ASHTON
Legal Lot Number	35
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30705

Owner

1528 Winston Ln is owned and occupied by two individuals who bought it in February 2026.

Source: Clay County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6201 JOHNSON DR, 504, MISSION, KS 66202-3483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 2, 2026	Warranty Deed, Transfer UNKNOWN, THOMAS C SANTORO TTL SVCS LL
Jan 31, 2023	Intrafamily Transfer, Transfer ATTORNEY
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	20264863
Deed Book / Page	5010 / 839
Prior Transfer Date	Jan 27, 2023
Prior Transfer Doc	0046851886
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Aug 3, 2026
Property Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402
Document Number	0000038234
Book / Page	5072 / 1040
Instrument Date	Jul 20, 2026
Instrument	202638234
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 2, 2026
Property Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402
Document Number	0050100839
Book / Page	5010 / 839
Map Reference	MB 28 PG 24-30
Instrument Date	Jan 28, 2026
Instrument	2026004863
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	UNKNOWN, THOMAS C SANTORO TTL SVCS LL

Transaction

Amount	Amount on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jan 31, 2023
Property Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402
Document Number	0046851886
Book / Page	4685 / 1886
Map Reference	MB 28 PG 24-30
Instrument Date	Jan 27, 2023
Instrument	2023004450
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 7, 2020
Property Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402
Document Number	0043851866
Book / Page	4385 / 1866
Map Reference	MB 28 PG 24-30
Instrument Date	Oct 14, 2020
Instrument	2020064250
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PSC 808 BOX 29582958, 29582958, EPO XX 9618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 WINSTON LN, FLEMING ISLAND, FL 32003-7402

Mortgage

Document Number	0043851867
Date	Dec 7, 2020
Instrument	4385/1867

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1528 Winston Ln was $3,536 with a homeowner's exemption, up 4.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+4.8%) Homeowner's exemption	$272,013	$376,084 Land $50,000 Building $326,084
2024	$3,374.00 (-6.82%)
2023	$3,621.00 (+6.47%) Homeowner's exemption	$256,648 (+3%)	$346,599 (+18.42%) Land $50,000 Building $296,599
2022	$3,401.00 Homeowner's exemption	$249,173	$292,687 Land $40,000 Building $252,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1528 Winston Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1528 Winston Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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