1528 SW 20th St, Miami, FL 33145 Property Records

Miami-Dade County property record for 1528 SW 20th St, Miami, FL 33145

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,974 sqft · built 1976
Lot Size	0.118 acres (5,150 sqft)
Owner	Individual Name on Record
Tax Bill	$11,018 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Aug 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4111-011-0830`

Property Details

APN / Parcel Number

Primary APN	`01-4111-011-0830`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,974 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Duplex Single
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,150 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Porch	Porch
Porch Area	57 sqft
Patio Area	60 sqft

Location & Zoning

Street Address	1528 SW 20TH ST
City	MIAMI
State	FL
Zip	33145-2838
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5700
Legal Description	OSCEOLA GROVES PB 8-107 LOT 3 AND 4 BLK 6 LOT SIZE 50.000 X 103 OR 10024 2027 0578 1
Legal Range	41E
Legal Township	54S
Legal Section	11
Legal Subdivision	OSCEOLA GROVES
Legal Block	6
Legal Lot Number	3,4
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2006
Census Tract	6504

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1528 SW 20TH ST, MIAMI, FL 33145-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 9, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2022
Transfer Doc	0000628225
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1528 SW 20TH ST, MIAMI, FL 33145-2838
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528-1530 SW 20TH ST, 1530, MIAMI, FL 33145-2838
Investor	Possibly a Property Investor

Mortgage

Document Number	0000437139
Date	Jun 18, 2021
Book Page	32572/4639
Instrument	2021R0437139

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1050 Months
Due	Dec 10, 2108

Interest

Rate Type	Adjustable Rate
Rate	3.17%
Change Frequency	Annually
Index	1-Year LIBOR

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DADE FL
Recording Date	Aug 9, 2022
Property Address	1528 SW 20TH ST, MIAMI, FL 33145-2838
Document Number	0000628225
Book / Page	33328 / 4542
Map Reference	MB 8 PG 107
Instrument Date	Aug 2, 2022
Instrument	2022R0628225
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000628226
Date	Aug 9, 2022
Book Page	33328/4546
Instrument	2022R0628226

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1036 Months
Due	Dec 10, 2108

Interest

Rate Type	Adjustable Rate
Rate	5.82%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.8%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Mar 8, 2018
Property Address	1528 SW 20TH ST, MIAMI, FL 33145-2838
Document Number	0000138694
Book / Page	030889 / 000023
Instrument Date	Feb 13, 2018
Instrument	138694
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1528 SW 20TH ST MIAMI FL 331452838, MIAMI, FL 33145-2838

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,018.00 (+10.15%) Homeowner's exemption Disabled Person's exemption	$560,444 (+11.99%)	$590,477 (+17.99%) Land $437,750 Building $152,727
2024	$10,003.00 (-0.8%)
2023	$10,084.00 (+92.85%) Homeowner's exemption Disabled Person's exemption	$500,452 (+67.46%) Land $345,193 Building $155,259	$500,452 (+12.12%) Land $345,193 Building $155,259
2022	$5,229.00 Homeowner's exemption Additional exemption filed	$298,848	$446,341 Land $298,703 Building $147,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1999–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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