Waynesboro City property record for 1528 Stuart St, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,066 sqft · built 1990 |
| Lot Size | 0.197 acres (8,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2021) |
| Tax Bill | $2,698 (2026) |
| Deeds & Mortgages | May 2008 Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34 6 21-20 |
| Primary APN | 34 6 21-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Basement Area | 976 sqft |
| Finished Basement | 976 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,621 sqft (0.197 acres) |
| Driveway | Concrete Driveway |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 150805 |
|---|---|
| Street Address | 1528 STUART ST |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-2461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | BLOCK 21 LOT 20 JEFFERSON PARK - SEC 4 |
| Legal Subdivision | JEFFERSON PARK |
| Legal Block | 21 |
| Legal Lot Number | 20 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3400 |
1528 Stuart St is owned and occupied by an individual who bought it in September 2021.
Source: Waynesboro City records, as of August 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1528 STUART ST, WAYNESBORO, VA 22980-2461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2008 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA HOUSING DEVELOPM |
| Sep 28, 2021 | Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Jul 31, 2020 | Warranty Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| May 3, 2007 | Trustee's Deed, Foreclosure · Conventional Mortgage BLUE RIDGE ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on File |
| Deed Sale | Sep 28, 2021 · Amount on File |
| Prior Sale | Jul 31, 2020 · Amount on File |
| Deed Document Number | 20212928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 1528 STUART ST, WAYNESBORO, VA 22980-2461 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00800/1327 |
|---|---|
| Date | May 22, 2008 |
| Book Page | 800/1327 |
| Name | VIRGINIA HOUSING DEVELOPM |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Sep 28, 2021 |
| Property Address | 1528 STUART ST, WAYNESBORO, VA 22980-2461 |
| Document Number | 210002928 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 210002928 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | COURT SQUARE TITLE AGENCY LLC, COURT SQUARE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1528 STUART ST, WAYNESBORO, VA 22980-2461 |
| Document Number | 210002929 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 210002929 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 174 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jul 31, 2020 |
| Property Address | 1528 STUART ST, WAYNESBORO, VA 22980-2461 |
| Document Number | 200001974 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 200001974 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | COURT SQUARE TITLE AGENCY LLC, COURT SQUARE TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1528 STUART ST, WAYNESBORO, VA 22980-2461 |
| Document Number | 200001975 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 200001975 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | May 3, 2007 |
| Property Address | 1528 STUART ST, WAYNESBORO, VA 22980-2461 |
| Document Number | 00700/1781 |
| Book / Page | 700 / 1781 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007001782 |
|---|---|
| Date | May 3, 2007 |
| Instrument | 700/1782 |
| Name | BLUE RIDGE ESCROW LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1528 Stuart St was $2,698.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,698.00 | $310,200 Land $45,000 Building $265,200 | $310,200 Land $45,000 Building $265,200 |
| 2023 | $2,108.00 | $273,800 Land $40,000 Building $233,800 | $273,800 Land $40,000 Building $233,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1528 Stuart St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1983–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1528 Stuart St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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