Hamilton County property record for 1528 Springvale Rd, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,320 sqft · built 1970 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,400 (Nov 1976) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 169K D 001.01 |
| Primary APN | 169K D 001.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000115142 |
|---|---|
| Old Parcel Number | 169K D 00101 |
| Street Address | 1528 SPRINGVALE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 28 CRISMAN S/D PB 17 PG 24 PT LOT 1 VICTORY PLACE S/D PB 13 PG 78 0329 02 007- |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 11600 |
1528 Springvale Rd is owned and occupied by two individuals who bought it in November 1976.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1528 SPRINGVALE RD, CHATTANOOGA, TN 37412-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Nov 8, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1976 · Amount on File |
| Deed Sale | Nov 1, 1976 · Amount on File |
| Deed Document Number | 0002361538 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1528 SPRINGVALE RD, CHATTANOOGA, TN 37412-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1528 SPRINGVALE RD, CHATTANOOGA, TN 37412-3543 |
| Document Number | 0000000036 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 14179/355 |
| Instrument | 2026013000036 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 20, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1528 SPRINGVALE RD, CHATTANOOGA, TN 37412-3543 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1528 SPRINGVALE RD, CHATTANOOGA, TN 37412-3543 |
| Document Number | 0000000163 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 12724/468 |
| Instrument | 2021110800163 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1528 Springvale Rd was $948, up 18.5% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (+18.5%) | $62,550 (+74.72%) | $250,200 (+74.72%) Land $40,000 Building $210,200 |
| 2024 | $800.00 (-36.36%) | $35,800 (-) | $143,200 (-) Land $28,000 Building $115,200 |
| 2023 | $1,257.00 | $35,800 (-) | $143,200 (-) Land $28,000 Building $115,200 |
| 2022 | $1,257.00 | $35,800 | $143,200 Land $28,000 Building $115,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1528 Springvale Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 83 (1979–2025) |
| Claims Outside the SFHA | 13 of 83 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1528 Springvale Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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