Contra Costa County property record for 1528 San Joaquin St, Richmond, CA 94804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 937 sqft · built 1940 |
| Lot Size | 0.108 acres (4,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (May 2001) |
| Tax Bill | $5,721 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 508-191-003-5 |
| Primary APN | 508-191-003-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 937 sqft Living Area |
| 1st Floor Area | 937 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 4,700 sqft (0.108 acres) |
| Garage Type | Attached |
| Garage Area | 171 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1528 SAN JOAQUIN ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94804-5121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHMOND ANNEX LOTS 48 TO 52 BLK 16 |
| Legal Subdivision | RICHMOND ANX |
| Legal Block | 16 |
| Legal Lot Number | 48-52 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 382000 |
1528 San Joaquin St is owned and occupied by two individuals who acquired it in August 2005.
Source: Contra Costa County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1528 SAN JOAQUIN ST, RICHMOND, CA 94804-5121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2001 · Amount on File |
| Deed Sale | May 25, 2001 · Amount on File |
| Deed Document Number | 2001142924 |
| Last Transfer Date | Aug 29, 2005 |
| Transfer Doc | 0000337829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 24, 2026 |
| Property Address | 1528 SAN JOAQUIN ST, RICHMOND, CA 94804-5121 |
| Document Number | 0000100226 |
| Instrument Date | Sep 19, 2026 |
| Instrument | 2026100226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1528 SAN JOAQUIN ST, RICHMOND, CA 94804-5121 |
| Document Number | 0000100226, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 2026100226 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1528 SAN JOAQUIN ST, RICHMOND, CA 94804-5121 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1528 SAN JOAQUIN ST, RICHMOND, CA 94804-5121 |
| Document Number | 0000271678 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-271678 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1528 SAN JOAQUIN ST, RICHMOND, CA 94804-5121 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1528 SAN JOAQUIN ST, RICHMOND, CA 94804-5121 |
| Document Number | 0000020320 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022-020320 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 1528 San Joaquin St was $5,721.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $341,121 (+2%) Land $215,167 Building $125,954 | |
| 2025 | $5,721.00 | $334,434 Land $210,949 Building $123,485 |
| 2023 | $5,491.00 (+1.99%) | $321,449 Land $202,758 Building $118,691 |
| 2022 | $5,384.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1528 San Joaquin St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1982–2014) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Feb 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1528 San Joaquin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: T-Mobile, Verizon.
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