1528 N 2800 E, Layton, UT 84040 Property Records

Davis County property record for 1528 N 2800 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,299 sqft · built 1995
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-464-0311`

Property Details

APN / Parcel Number

Primary APN	`09-464-0311`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,299 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,195 sqft (0.257 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1528 N 2800 E
City	LAYTON
State	UT
Zip	84040-7791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 311, COTTONWOOD UNIT 3 - SECOND AMENDED. CONT. 0.25700 ACRES
Legal Subdivision	COTTONWOOD UN 3 1ST AMD
Legal Lot Number	311
Legal Unit	3
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1022
Census Tract	125908

Owner

1528 N 2800 E is owner-occupied and held in a trust since November 2022.

Source: Davis County records, as of November 3, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1528 N 2800 E, LAYTON, UT 84040-7791
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Intrafamily Transfer, Transfer COTTONWOOD TITLE INS AG
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Jan 20, 1998
Last Transfer Date	Nov 30, 2022
Transfer Doc	008143/179
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Nov 30, 2022
Property Address	1528 N 2800 E, LAYTON, UT 84040-7791
Document Number	008143/179
Book / Page	8143 / 179
Instrument Date	Nov 28, 2022
Instrument	3509262
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COTTONWOOD TITLE INS AG

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1528 N 2800 E, LAYTON, UT 84040-7791

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1528 N 2800 E, LAYTON, UT 84040-7791
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06898/1729
Date	Nov 27, 2017
Book Page	6898/1729
Instrument	3060710

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 30, 2022

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1528 N 2800 E, LAYTON, UT 84040-7791
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07150/0914
Date	Nov 30, 2018
Book Page	7150/0914
Instrument	3131246

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1528 N 2800 E was $3,044, up 4.9% from the year before.

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+4.89%)	$319,550 Land $131,045 Building $188,505	$581,000 Land $238,264 Building $342,736
2024	$2,902.00 (-2.72%)
2023	$2,983.00 (-4.85%)	$556,000 Land $204,739 Building $351,261	$556,000 Land $204,739 Building $351,261
2022	$3,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1528 N 2800 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1528 N 2800 E is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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