1528 Cognac Way, Modesto, CA 95351 Property Records

Stanislaus County property record for 1528 Cognac Way, Modesto, CA 95351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,186 sqft · built 1983
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (Mar 2012)
Tax Bill$1,219 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN039-046-051-000

Property Details

APN / Parcel Number

Primary APN039-046-051-000
Alternative APNs
  • 0394651000
  • 0394651

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,186 sqft Living Area
1st Floor Area1,186 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Parking Spaces1 Parking Space
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1528 COGNAC WAY
CityMODESTO
StateCA
Zip95351-4350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOLD VINEYARD ESTATES
Legal Block3
Legal Lot Number11
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3010
Census Tract2702

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1528 COGNAC WAY, MODESTO, CA 95351-4350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2012 · Amount on Record
Deed SaleMar 22, 2012 · Amount on Record
Prior SaleNov 4, 2011 · Amount on Record
Deed Document Number201225555
Last Transfer DateAug 25, 2014
Transfer Doc0000057119
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1528 COGNAC WAY, MODESTO, CA 95351-4350
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1528 COGNAC WAY, MODESTO, CA 95351-4350

Mortgage

Document Number0000009149
DateJan 28, 2021
Instrument2021-0009149
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,219.00 (+0.33%) Homeowner's exemption$112,731 (+2%) Land $38,429 Building $74,302
2025$1,215.00 (+9.95%) Homeowner's exemption$110,522 (+4.04%) Land $37,676 Building $72,846
2023$1,105.00 (+0.91%) Homeowner's exemption$106,232 Land $36,214 Building $70,018
2022$1,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Cognac Way

Nearby Streets

Search Property Records by Address or Parcel Number