Lake County property record for 1528 Carolina St, Gary, IN 46407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 1965 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,900 (Nov 2021) |
| Tax Bill | $1,241 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0057-0005 |
| Primary APN | 001-25-46-0057-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0057-0005 |
|---|---|
| Old Parcel Number | 254600570005 |
| Street Address | 1528 CAROLINA ST |
| City | GARY |
| State | IN |
| Zip | 46407-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MC KEY'S ADD. L.4 & L.5 BL.2 |
| Legal Subdivision | MC KEY'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11600 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1528 CAROLINA ST, GARY, IN 46407-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Aug 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 5, 2019 | Tax Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Aug 25, 2021 · Amount on Record |
| Deed Document Number | 2021-539919 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 1528 CAROLINA ST, GARY, IN 46407-2345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000023797 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023-523797 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | INDIANAPOLIS, IN 46204 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 25, 2021 |
| Property Address | 1528 CAROLINA ST, GARY, IN 46407-2345 |
| Document Number | 0000024634 |
| Map Reference | MB 6 PG 25 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021-524634 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1528 CAROLINA ST, GARY, IN 46407-2345 |
| Document Number | 0000024635 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-524635 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 24, 2021 |
| Property Address | 1528 CAROLINA ST, GARY, IN 46407-2345 |
| Document Number | 0000039919 |
| Map Reference | MB 6 PG 25 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021-539919 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1528 CAROLINA ST, GARY, IN 46407-2345 |
| Document Number | 0000039920 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-539920 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 1, 2051 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 5, 2019 |
| Property Address | 1528 CAROLINA ST, GARY, IN 46407-2345 |
| Document Number | 0000083937 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 83937 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 303 RIDGE RD MUNSTER IN 463212936, MUNSTER, IN 46321-2936 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,500 (+10.95%) Land $7,400 Building $105,100 | $112,500 (+10.95%) Land $7,400 Building $105,100 | |
| 2024 | $1,241.00 (+10.9%) | ||
| 2023 | $101,400 (+6.4%) Land $7,400 Building $94,000 | $101,400 (+6.4%) Land $7,400 Building $94,000 | |
| 2022 | $1,119.00 Homeowner's exemption | $95,300 Land $4,900 Building $90,400 | $95,300 Land $4,900 Building $90,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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