Lancaster County property record for 1528 Carmel Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,112 sqft · built 1980 |
| Lot Size | 0.819 acres (35,667 sqft) |
| Owner | Individual on Record |
| Last Sale | $135,500 (Feb 2018) |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Feb 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0082O-0E-042.00 |
| Primary APN | 0082O-0E-042.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| Gross Area | 1,464 sqft |
| Flooring | Carpet |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,667 sqft (0.819 acres) |
| Lot Width | 218 ft Width |
| Garage Area | 1 sqft |
| Porch | Porch |
| Porch Area | 280 sqft |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 15578 |
|---|---|
| Street Address | 1528 CARMEL RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 314X299X75X180 |
| Legal Subdivision | PLAT OF PROPERTY OF JAMES R ATKINSON JR |
| Legal Block | 32-33 |
| Legal Lot Number | 32-33 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10500 |
Source: Lancaster County assessment roll, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 1528 CARMEL RD, LANCASTER, SC 29720-2956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Feb 27, 2018 | Deed, Transfer · ARM FOUNDERS FCU |
| Oct 27, 2017 | Grant Deed, Transfer |
| Nov 22, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on Record |
| Deed Sale | Feb 27, 2018 · Amount on Record |
| Prior Sale | Oct 27, 2017 · Amount on Record |
| Deed Document Number | 20182754 |
| Deed Book / Page | 1120 / 131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 1528 CARMEL RD, LANCASTER, SC 29720-2956 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019543 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 4883/50 |
| Instrument | 2022019543 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 5, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Feb 27, 2018 |
| Property Address | 1528 CARMEL RD, LANCASTER, SC 29720-2956 |
| Document Number | 0000002754 |
| Book / Page | 1120 / 131 |
| Map Reference | PL 10741 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 2018002754 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1528 CARMEL RD, LANCASTER, SC 29720-2956 |
| Document Number | 0000002755 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018002755 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Min Rate At Change | 3% |
| Max Rate At Change | 6% |
| Max Rate | 10% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Oct 27, 2017 |
| Property Address | 1528 CARMEL RD, LANCASTER, SC 29720-2956 |
| Document Number | 0000016051 |
| Book / Page | 001092 / 000105 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 16051 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1691 LANCASTER SC 297211691, LANCASTER, SC 29721-1691 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Nov 22, 2017 |
| Property Address | 1528 CARMEL RD, LANCASTER, SC 29720-2956 |
| Document Number | 0000017428 |
| Book / Page | 001098 / 000209 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 17428 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $144.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1691 LANCASTER SC 297211691, LANCASTER, SC 29721-1691 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 (+9.22%) | $6,251 (+14.99%) Land $771 Building $5,480 | $158,900 (+16.92%) Land $19,600 Building $139,300 |
| 2024 | $835.00 (+0.48%) | ||
| 2023 | $831.00 | $5,436 Land $784 Building $4,652 | $135,900 Land $19,600 Building $116,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
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