1528 Capel St, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1528 Capel St, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,940 sqft · built 2012
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$1,325,000 (Jun 2022)
Tax Bill	$5,501 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`594-13-00-096`

Property Details

APN / Parcel Number

Primary APN	`594-13-00-096`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,940 sqft Living Area
Gross Area	4,620 sqft
1st Floor Area	1,540 sqft
Upper Floors Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	1,400 sqft

Exterior Amenities

Pool Area	345 sqft
Porch	Slab
Porch Area	770 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1528 CAPEL ST
City	MOUNT PLEASANT
State	SC
Zip	29466-8377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MASONBOROUGH PHASE FOUR DESCRIPTION -LOT 84
Legal Subdivision	MASONBOROUGH PHASE FOUR
Legal Phase	4
Legal Lot Number	84
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2013
Census Tract	4617

Owner

1528 Capel St is owned and occupied by two individuals who bought it in June 2022.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1528 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed, Transfer · Conventional Mortgage CAROLINA ONE MORTGAGE
Jul 31, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST SVGS BK
Apr 6, 2018	Grant Deed, Transfer · VA Mortgage WEICHERT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Book / Page	1117 / 422
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 16, 2022
Property Address	1528 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Document Number	0011170422
Book / Page	1117 / 422
Map Reference	MB EJ PG 631
Instrument Date	May 27, 2022
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,445.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1528 CAPEL ST, MOUNT PLEASANT, SC 29466-8377

Mortgage

Document Number	0001117423
Date	Jun 16, 2022
Instrument	1117/423

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1528 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Document Number	0910/0480
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1528 CAPEL ST MOUNT PLEASANT SC 294668377, MOUNT PLEASANT, SC 29466-8377

Mortgage

Document Number	0910/0480
Date	Sep 30, 2020
Book Page	000910/000480

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1528 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Document Number	0806/0095
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1528 CAPEL ST MOUNT PLEASANT SC 294668377, MOUNT PLEASANT, SC 29466-8377

Mortgage

Document Number	0806/0095
Date	Jul 5, 2019
Book Page	000806/000095

Lender

Name	FIRST SVGS BK
Type	Federal Savings Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 6, 2018
Property Address	1528 CAPEL ST, MOUNT PLEASANT, SC 29466-8377
Document Number	0709/0876
Book / Page	000709 / 000876
Instrument Date	Apr 4, 2018
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1528 CAPEL ST MOUNT PLEASANT SC 294668377, MOUNT PLEASANT, SC 29466-8377

Mortgage

Document Number	709/0879
Date	Apr 6, 2018
Book Page	000709/000879

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1528 Capel St was $5,501, up 9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,501.00 (+9.04%)	$1,494,100 (+2,666.85%) Land $431,900 Building $1,062,200	$1,494,100 Land $431,900 Building $1,062,200
2024	$5,045.00	$54,000
2022	$160.00	$4,520	$755,000 Land $200,000 Building $555,000
2020			$1,350,000 Land $250,000 Building $1,100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1528 Capel St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1528 Capel St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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