1528 Bluff Valley Cir, Gainesville, GA 30504 Property Records

Hall County property record for 1528 Bluff Valley Cir, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,608 sqft · built 2021
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Jun 2026)
Tax Bill	$3,873 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-115A-000-041`

Property Details

APN / Parcel Number

Primary APN	`01-115A-000-041`
Alternative APN	`67832`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,608 sqft Heated Area
1st Floor Area	674 sqft
2nd Floor Area	934 sqft
Basement Area	674 sqft
Unfinished Basement	674 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)
Garage Area	260 sqft
Porch	Slab
Deck Area	117 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	67832
Street Address	1528 BLUFF VALLEY CIR
City	GAINESVILLE
State	GA
Zip	30504-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-II
Legal Description	BLUFFS AT LANIER TOWNHOME DEVELOPMENT LOT 41
Legal Subdivision	BLUFFS AT LANIER
Legal Lot Number	41
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2006
Census Tract	1004

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1528 BLUFF VALLEY CIR, GAINESVILLE, GA 30504-6605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER
Apr 9, 2021	Deed of Trust, Mortgage PEOPLES BANK AND TRUST
Dec 7, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Mar 18, 2021	Warranty Deed, Construction Loan
Aug 28, 2017	Grant Deed, Construction Loan · Construction Mortgage US PRIVATE LENDERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Dec 7, 2021 · Amount on Record
Deed Book / Page	9882 / 337
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jun 26, 2026
Property Address	1528 BLUFF VALLEY CIR, GAINESVILLE, GA 30504-6605
Document Number	9882000337
Book / Page	9882 / 337
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 BLUFF VALLEY CIR, GAINESVILLE, GA 30504-6605

Mortgage

Document Number	9882000340,
Date	Jun 26, 2026
Book Page	9882/340

Lender

Name	LOWER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	1528 BLUFF VALLEY CIR, GAINESVILLE, GA 30504-6605
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 GRANDVIEW CT, FLOWERY BRANCH, GA 30542-3536
Investor	Possibly a Property Investor

Mortgage

Document Number	0087870000000453
Date	Apr 9, 2021
Book Page	0000008787/0000000453

Lender

Name	PEOPLES BANK AND TRUST

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Dec 7, 2021
Property Address	1528 BLUFF VALLEY CIR, GAINESVILLE, GA 30504-6605
Document Number	0090060427
Book / Page	9006 / 427
Instrument Date	Dec 7, 2021
Instrument	2021-012268
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13968 LAKE POINT DR, CLEARWATER, FL 33762-3343

Mortgage

Document Number	0090060000000429
Date	Dec 8, 2021
Book Page	0000009006/0000000429

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Mar 18, 2021
Property Address	1528 BLUFF VALLEY CIR, GAINESVILLE, GA 30504-6605
Document Number	0087610656
Book / Page	8761 / 656
Instrument Date	Mar 18, 2021
Instrument	2021-002530
Transaction Type	Construction Loan
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4856 GRANDVIEW CT, FLOWERY BRANCH, GA 30542-3536

August 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Aug 28, 2017
Property Address	1528 BLUFF VALLEY CIR, GAINESVILLE, GA 30504-6605
Document Number	0079560162
Book / Page	007956 / 000162
Instrument Date	Aug 22, 2017
Transaction Type	Construction Loan
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	BLUFF VALLEY CIR GAINESVILLE GA 30504, GAINESVILLE, GA 30504
Investor	Possibly a Property Investor

Mortgage

Document Number	79560163
Date	Aug 28, 2017
Book Page	007956/000163

Lender

Name	US PRIVATE LENDERS LLC
Address	DORAVILLE, GA 30340

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 27, 2018

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Municipality	Gainesville City
Unified School District	Gainesville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,873.00 (+3.5%) Homeowner's exemption	$133,160 (+1.15%) Land $8,000 Building $125,160	$332,900 (+1.15%) Land $20,000 Building $312,900
2025	$3,742.00 (+25.7%)	$131,640 (+29.72%) Land $8,000 Building $123,640	$329,100 (+29.72%) Land $20,000 Building $309,100
2023	$2,977.00 (+80.64%)	$101,480 (-0.08%) Land $5,600 Building $95,880	$253,700 (-0.08%) Land $14,000 Building $239,700
2022	$1,648.00	$101,560 Land $8,000 Building $93,560	$253,900 Land $20,000 Building $233,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.2% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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