1528 16th St, Bedford, IN 47421 Property Records

Lawrence County property record for 1528 16th St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1898
Lot Size	0.212 acres (9,225 sqft)
Owner	Individual Name on Record
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1100071200P56S`

Property Details

APN / Parcel Number

Primary APN	`1100071200P56S`
Alternative APNs	`47-06-23-223-001.000-010` `01646411836`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1925
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,225 sqft (0.212 acres)
Lot Dimensions	123 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01646411836
Street Address	1528 16TH ST
City	BEDFORD
State	IN
Zip	47421-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W BEDFORD PT LOT 12 75X123
Legal Lot Number	12
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	4
Census Block	4031
Census Tract	950900

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 16TH ST, BEDFORD, IN 47421-3065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Warranty Deed, Transfer · Conventional Mortgage MILESTONE HOME LENDING LLC
Jul 28, 2025	Warranty Deed, Transfer · Conventional Mortgage MILESTONE HOME LENDING LLC
Nov 23, 2022	Deed, Transfer
Oct 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018
Deed Sale	Oct 24, 2018
Deed Document Number	20186103
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	2018006103
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jul 28, 2025
Property Address	1528 16TH ST, BEDFORD, IN 47421-3610
Document Number	2025004319
Instrument Date	Jul 22, 2025
Instrument	2025004319
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 16TH ST, BEDFORD, IN 47421-3610

Mortgage

Document Number	2025004320
Date	Jul 28, 2025
Instrument	2025004320

Lender

Name	MILESTONE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jul 28, 2025
Property Address	1528 16TH ST, BEDFORD, IN 47421-3610
Document Number	2025004319
Instrument Date	Jul 22, 2025
Instrument	2025004319
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 16TH ST, BEDFORD, IN 47421-3610

Mortgage

Document Number	2025004320
Date	Jul 28, 2025
Instrument	2025004320

Lender

Name	MILESTONE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAWRENCE IN
Recording Date	Nov 23, 2022
Property Address	1528 16TH ST, BEDFORD, IN 47421-3697
Document Number	2022007880
Instrument Date	Nov 17, 2022
Instrument	2022007880
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Oct 24, 2018
Property Address	1528 16TH ST, BEDFORD, IN 47421-3610
Document Number	2018006103
Instrument Date	Oct 11, 2018
Instrument	2018006103
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 16TH ST, BEDFORD, IN 47421-3065

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (-34.45%) Homeowner's exemption	$164,900 (-17.92%) Land $14,000 Building $150,900	$164,900 (-17.92%) Land $14,000 Building $150,900
2024	$2,264.00 (+12.69%)
2023	$2,009.00 (+7.09%)	$200,900 (+7.09%) Land $13,200 Building $187,700	$200,900 (+7.09%) Land $13,200 Building $187,700
2022	$1,876.00 Homeowner's exemption	$187,600 Land $12,800 Building $174,800	$187,600 Land $12,800 Building $174,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications, T-Mobile.

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