15278 Willow St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 15278 Willow St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,101 sqft · built 1984
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2017)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0408-075-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0408-075-02-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,615 sqft
1st Floor Area	2,101 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	15278 WILLOW ST
City	HESPERIA
State	CA
Zip	92345-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5081 LOT 535 TR NO 5O81 LUCKY STAR RANCHOS NO 2 LOT 535 EX WTR RTS AND 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	TRACT NO 5081
Legal Tract	5081
Legal Block	3
Legal Lot Number	535
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3019
Census Tract	10015

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15278 WILLOW ST, HESPERIA, CA 92345-2822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Sep 22, 2017	Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage RAMIREZ ZUNIGA FAMILY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Nov 4, 2016 · Amount on Record
Deed Document Number	2017393536
Prior Transfer Date	Sep 13, 2005
Prior Transfer Doc	0000707344
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15278 WILLOW ST, HESPERIA, CA 92345-2822
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10374 BALSAM AVE, HESPERIA, CA 92345-2855

Mortgage

Document Number	0000340920
Date	Jul 28, 2021
Instrument	2021-0340920

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 22, 2017
Property Address	15278 WILLOW ST, HESPERIA, CA 92345-2822
Document Number	0000393536
Map Reference	MB60 PG48-50
Instrument Date	Aug 31, 2017
Instrument	2017-0393536
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15278 WILLOW ST, HESPERIA, CA 92345-2822

Mortgage

Document Number	0000393537
Date	Sep 22, 2017
Instrument	2017-0393537

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15278 WILLOW ST, HESPERIA, CA 92345-2822
Document Number	0000077712
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4195 CHINO HILLS PKWY #539 CHINO HILLS CA 917092618, 539, CHINO HILLS, CA 91709-2618

Mortgage

Document Number	0000077712
Date	Feb 21, 2017
Instrument	77712

Lender

Name	RAMIREZ ZUNIGA FAMILY LLC
Address	PO BOX 3989, TUSTIN, CA 92781-3989

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,160 (+2%) Land $63,832 Building $255,328
2025	$3,496.00 (+3.43%)	$312,902 (+4.04%) Land $62,580 Building $250,322
2023	$3,380.00 (+2.36%)	$300,752 Land $60,150 Building $240,602
2022	$3,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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