Schenectady County and Schenectady City property record for 1527 Union St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,173 sqft · built 1903 |
| Lot Size | 0.156 acres (6,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $179,000 (Aug 2023) |
| Tax Bill | $7,687 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.21-2-66 |
| Primary APN | 421500 50.21-2-66 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 1,082 sqft |
| 2nd Floor Area | 1,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 6,825 sqft (0.156 acres) |
| Lot Dimensions | 175 ft deep x 39 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1527 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND PT OF 16 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 66.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1527 UNION ST, SCHENECTADY, NY 12309-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Nov 26, 2001 · Amount on Record |
| Deed Document Number | 202344704 |
| Deed Book / Page | 2113 / 252 |
| Prior Transfer Date | Nov 16, 2001 |
| Prior Transfer Doc | 1612000970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1527 UNION ST, SCHENECTADY, NY 12309-6003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | VILLA TITLE AND CLOSING SERVICES LLC, RAVIN TTL & CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 106 WOODLAWN AVE, ALBANY, NY 12208-3269 |
| Document Number | 0000044705 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 5321/601 |
| Instrument | 202344705 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,687.00 (+1.72%) | ||
| 2025 | $7,557.00 (+14.64%) | $152,100 (-) Land $22,800 Building $129,300 | $251,863 (+30.82%) Land $37,755 Building $214,108 |
| 2023 | $152,100 (-) Land $22,800 Building $129,300 | $192,532 (+3.8%) Land $28,861 Building $163,671 | |
| 2022 | $152,100 Land $22,800 Building $129,300 | $185,488 Land $27,805 Building $157,683 | |
| 2021 | $6,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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