Harford County property record for 1527 Ridge Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,714 sqft · built 2010 |
| Lot Size | 3.07 acres (133,729 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2008) |
| Tax Bill | $5,162 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-054885 |
| Primary APN | 05-054885 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,714 sqft Total Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 133,729 sqft (3.07 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 1,300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 054885 |
|---|---|
| Street Address | 1527 RIDGE RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 6 3.07 AC 1527 RIDGE ROAD LD SMITH PT 132/82 |
| Legal Subdivision | SMITH-DONNA MARILYN SMITH |
| Legal Lot Number | 6 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 305100 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1527 RIDGE RD, WHITEFORD, MD 21160-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2008 · Amount on Record |
| Deed Sale | Oct 27, 2008 · Amount on Record |
| Prior Sale | Aug 7, 2008 |
| Deed Document Number | 2008103 |
| Deed Book / Page | 7967 / 566 |
| Prior Transfer Date | Jul 14, 2008 |
| Prior Transfer Doc | 0079040615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1527 RIDGE RD, WHITEFORD, MD 21160-1323 |
| Document Number | 0139170001 |
| Instrument Date | May 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1527 RIDGE RD WHITEFORD MD 211601323, WHITEFORD, MD 21160-1323 |
| Document Number | 0139170001 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 013917/000001 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2040 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,162.00 (+18.67%) Homeowner's exemption | $468,167 (+8.64%) | $505,400 (-) Land $130,300 Building $375,100 |
| 2025 | $4,350.00 (+8.61%) Homeowner's exemption | $430,933 (+14.05%) | $505,400 (+28.37%) Land $130,300 Building $375,100 |
| 2023 | $377,833 | $393,700 Land $120,300 Building $273,400 | |
| 2022 | $4,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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