St. Louis County property record for 1527 N 43rd Ave E, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.75 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,512 sqft Gross Area |
| Lot Size | 19,980 sqft (0.458 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2009) |
| Tax Bill | $7,460.00 (2026) |
| Primary APN | 010-4738-00070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,512 sqft Gross Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Basement Area | 1,344 sqft Basement |
| Finished Basement | 1,344 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 19,980 sqft (0.458 acres) |
| Garage Area | 720 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 120 sqft Deck |
| Porch Area | 180 sqft Porch |
| Sauna | Sauna |
| Storage Building | 120 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 886945 |
|---|---|
| Street Address | 1527 N 43RD AVE E |
| City | DULUTH |
| State | MN |
| Zip | 55804-1476 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0007 BLOCK:001 SERIAL # |
| Legal Subdivision | WOODRIDGE SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-4738-00070
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1527 N 43RD AVE E, DULUTH, MN 55804-1476 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HERMANTOWN FCU |
| Nov 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2009 · Amount on Record |
| Deed Sale | Jul 31, 2009 · Amount on Record |
| Deed Doc Number | 2009872622 |
| Prior Transfer Date | Jul 21, 2009 |
| Prior Transfer Doc | 0000872618 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 1527 N 43RD AVE E, DULUTH, MN 55804-1476 |
| Document Number | 0001102797 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20261102797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1527 N 43RD AVE E, DULUTH, MN 55804-1476 |
| Document Number | 0001102797, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20261102797 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1527 N 43RD AVE E, DULUTH, MN 55804-1476 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001069976 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 1069976 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | 5-Year TN |
| Max Rate | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1527 N 43RD AVE E, DULUTH, MN 55804-1476 |
| Document Number | 000T992764 |
| Instrument Date | Nov 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1527 N 43RD AVE E DULUTH MN 558041476, DULUTH, MN 55804-1476 |
| Document Number | 000T992764 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | T992764 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 30, 2042 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,460.00 (+7.83%) Homeowner's exemption | ||
| 2025 | $6,918.00 (-0.26%) Homeowner's exemption | $537,600 (+6.46%) Land $79,800 Building $457,800 | $537,600 (+6.46%) Land $79,800 Building $457,800 |
| 2024 | $6,936.00 | $505,000 (+12.02%) Land $76,900 Building $428,100 | $505,000 (+12.02%) Land $76,900 Building $428,100 |
| 2022 | $450,800 Land $59,200 Building $391,600 | $450,800 Land $59,200 Building $391,600 |
1527 N 43rd Ave E is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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