Chesapeake City property record for 1527 Laurel Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,972 sqft · built 2006 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (May 2021) |
| Tax Bill | $3,713 (2025) |
| Deeds & Mortgages | Jan 2008 Mortgage May 2021 Second Mortgage + 2 more |
| APN | 0202001001880 |
| Primary APN | 0202001001880 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Upper Floors Area | 974 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 225 sqft |
| Deck Area | 270 sqft |
| Patio Area | 17 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1527 LAUREL AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6: RESIDE |
| Legal Description | 16 BLK 38 N HGLDS SUB 1 |
| Legal Subdivision | NORFOLK HIGHLANDS A & B & WHOLE MAP 20 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20003 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1527 LAUREL AVE, CHESAPEAKE, VA 23325-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2008 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE L |
| May 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN TRUST MORTGAGE LLC |
| May 21, 2021 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Aug 30, 2005 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on Record |
| Deed Sale | May 21, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2006 · Amount on Record |
| Deed Document Number | 202123351 |
| Deed Book / Page | 10375 / 1007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1527 LAUREL AVE, CHESAPEAKE, VA 23325-3923 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007356/101 |
|---|---|
| Date | Jan 30, 2008 |
| Book Page | 7356/101 |
| Name | SOUTHERN TRUST MORTGAGE L |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1527 LAUREL AVE, CHESAPEAKE, VA 23325-3923 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10375/1025 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 10375/1025 |
| Instrument | 210023353 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 21, 2021 |
| Property Address | 1527 LAUREL AVE, CHESAPEAKE, VA 23325-3923 |
| Document Number | 10375/1007 |
| Book / Page | 10375 / 1007 |
| Instrument Date | May 11, 2021 |
| Instrument | 210023351 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1527 LAUREL AVE, CHESAPEAKE, VA 23325-3923 |
| Document Number | 210023352 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 210023352 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 30, 2005 |
| Property Address | 1527 LAUREL AVE, CHESAPEAKE, VA 23325-3923 |
| Document Number | 006167/521 |
| Book / Page | 6167 / 521 |
| Instrument Date | Aug 26, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,300 (+5.63%) Land $125,000 Building $263,300 | $388,300 (+5.63%) Land $125,000 Building $263,300 | |
| 2025 | $3,713.00 (+47.34%) | $367,600 (+12.86%) Land $115,000 Building $252,600 | $367,600 (+12.86%) Land $115,000 Building $252,600 |
| 2023 | $325,700 (+8.31%) Land $100,000 Building $225,700 | $325,700 (+8.31%) Land $100,000 Building $225,700 | |
| 2022 | $300,700 Land $95,000 Building $205,700 | $300,700 Land $95,000 Building $205,700 | |
| 2019 | $2,520.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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